440 Spruce St, Chadron, NE 69337 Property Records

Dawes County property record for 440 Spruce St, Chadron, NE 69337

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 628 sqft · built 1923
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$30,000 (Jul 2017)
Tax Bill$970 (2025)
Deeds & MortgagesApr 2026 Sale
Jul 2017 Sale
Flood ZoneZone X (minimal risk)
APN230005665

Property Details

APN / Parcel Number

Primary APN230005665

Interior

Bedrooms1 Bed
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area628 sqft Living Area
1st Floor Area628 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleSplit Foyer
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeRaised
Roof MaterialComposition Shingle
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address440 SPRUCE ST
CityCHADRON
StateNE
Zip69337-2768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01-SINGLE
Legal DescriptionBLOCK: 94 LOT: 5 ADDITION: PTC 3RD
Legal SubdivisionADDITION PTC 3RD
Legal Block94
Legal Lot Number5
JurisdictionDAWES NE
Township / Civil Division03
Census Block Group1
Census Block1020
Census Tract950700

Owner

440 Spruce St is owned by an individual who acquired it in April 2026.

Source: Dawes County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address739 MOREHEAD ST, CHADRON, NE 69337-2544
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 14, 2017Warranty Deed, Transfer
DAWES COUNTY ABSTRACT AND TITLE, DAWES COUNTY ABSTRACT & TITL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2017 · Amount on File
Deed SaleJul 14, 2017 · Amount on File
Deed Document Number2017858
Last Transfer DateApr 23, 2026
Transfer Doc0000000316
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAWES NE
Recording DateApr 24, 2026
Property Address440 SPRUCE ST, CHADRON, NE 69337-2768
Document Number0000000316
Instrument DateApr 23, 2026
Instrument2026316
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address739 MOREHEAD ST, CHADRON, NE 69337-2544

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAWES NE
Recording DateJul 14, 2017
Property Address440 SPRUCE ST, CHADRON, NE 69337-2768
Document Number201700858
Instrument DateJul 13, 2017
Instrument2017-00858
Transaction TypeTransfer
Record UpdatedJun 28, 2021
Title CompanyDAWES COUNTY ABSTRACT AND TITLE, DAWES COUNTY ABSTRACT & TITL

Transaction

AmountAmount on Record
Tax$67.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 440 Spruce St was $970.

Source: Dawes County assessment roll, as of March 3, 2026

Property Jurisdictions

TypeName
StateNebraska
CountyDawes County
MunicipalityChadron City
Unified School DistrictChadron Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$73,420 (+4.76%) Land $25,025 Building $48,395$73,420 (+4.76%) Land $25,025 Building $48,395
2025$970.00$70,085 Land $23,890 Building $46,195$70,085 Land $23,890 Building $46,195
2023$1,208.00$66,745 Land $22,750 Building $43,995$66,745 Land $22,750 Building $43,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Spruce St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 77% of Nebraska
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHADRON
serves 6,257 people · EPA ID NE3104507
Water SourceSurface water
Last State InspectionApr 2023
Lead7 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
CenturyLink
DSL
60 / 5

May also be available: AT&T, Great Plains Communications, T-Mobile, Viaero Wireless.

Nearby Properties on Spruce St

Nearby Streets

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