Dawes County property record for 535 Spruce St, Chadron, NE 69337
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,230 sqft · built 1960 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $233,000 (Jun 2022) |
| Tax Bill | $3,415 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 230005492 |
| Primary APN | 230005492 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,230 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| Basement Area | 2,460 sqft |
| Unfinished Basement | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Garage Area | 976 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 49 sqft |
| Deck Area | 306 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 535 SPRUCE ST |
|---|---|
| City | CHADRON |
| State | NE |
| Zip | 69337-2744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | BLOCK: 74 LOT: N1/2-8-&ALL-9 ADDITION: PTC 2ND |
| Legal Subdivision | ADDITION PTC 2ND |
| Legal Block | 74 |
| Jurisdiction | DAWES NE |
| Township / Civil Division | 03 |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 950700 |
Source: Dawes County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 535 SPRUCE ST, CHADRON, NE 69337-2744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage SECURITY FIRST BANK |
| May 22, 2020 | Warranty Deed, Transfer · Closed-End Mortgage FARMERS STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on Record |
| Deed Sale | Jun 17, 2022 · Amount on Record |
| Prior Sale | May 22, 2020 · Amount on Record |
| Deed Document Number | 2022698 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAWES NE |
| Recording Date | Jun 17, 2022 |
| Property Address | 535 SPRUCE ST, CHADRON, NE 69337-2744 |
| Document Number | 0202200698 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022-00698 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2022 |
| Title Company | ADAMS COUNTY ABSTRACT AND TITLE COMPANY, DAWES CNTY ABSTRACT & TTL CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $524.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0202200699 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 2022-00699 |
| Name | SECURITY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DAWES NE |
| Recording Date | May 22, 2020 |
| Property Address | 535 SPRUCE ST, CHADRON, NE 69337-2744 |
| Document Number | 202000449 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 2020-00449 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | ADAMS COUNTY ABSTRACT AND TITLE COMPANY, DAWES CNTY ABSTRACT & TTL CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $423.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 202000450 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 2020-00450 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 1, 2025 |
Source: Dawes County assessment roll, as of March 3, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Dawes County |
| Municipality | Chadron City |
| Unified School District | Chadron Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $258,315 (+4.76%) Land $37,540 Building $220,775 | $258,315 (+4.76%) Land $37,540 Building $220,775 | |
| 2025 | $3,415.00 (-19.67%) | $246,570 (+5%) Land $35,830 Building $210,740 | $246,570 (+5%) Land $35,830 Building $210,740 |
| 2023 | $4,251.00 | $234,830 Land $34,125 Building $200,705 | $234,830 Land $34,125 Building $200,705 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 77% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHADRON serves 6,257 people · EPA ID NE3104507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
May also be available: AT&T, Great Plains Communications, T-Mobile, Viaero Wireless.
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