540 Scioto St, Urbana, OH 43078 Property Records

Champaign County property record for 540 Scioto St, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,016 sqft · built 1900
Lot Size	0.206 acres (9,000 sqft)
Owner	2 Company Names on Record
Last Sale	$95,000 (Aug 1996)
Tax Bill	$4,753 (2025)
Deeds & Mortgages	May 2026 Sale Nov 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`024176-2`

Property Details

APN / Parcel Number

Primary APN	`024176-2`
Alternative APN	`K48-25-00-03-05-002-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,016 sqft Living Area
1st Floor Area	1,508 sqft
Upper Floors Area	1,508 sqft
Attic	Attic
Attic Area	1,508 sqft
Basement Area	1,508 sqft
Unfinished Basement	1,508 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	Traditional
Construction Type	Frame
Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	936 sqft
Deck Area	48 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	024176-2
Street Address	540 SCIOTO ST
City	URBANA
State	OH
Zip	43078-2133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 00-00-00 __ CUNDIFF ADDNLOT 2
Legal Subdivision	CUNDIFF ADDN
Legal Lot Number	2
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2019
Census Tract	10500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Scioto Street Historic District listed 1984 · 70 contributing resources · NRIS 84002908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Champaign County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	540 SCIOTO ST, URBANA, OH 43078-2133
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 21, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 1996 · Amount on Record
Deed Sale	Aug 5, 1996 · Amount on Record
Last Transfer Date	Apr 22, 2026
Transfer Doc	000606/939
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN OH
Recording Date	May 26, 2026
Property Address	540 SCIOTO ST, URBANA, OH 43078-2133
Document Number	000606/939
Book / Page	606 / 939
Instrument Date	Apr 22, 2026
Instrument	20262051
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	540 SCIOTO ST, URBANA, OH 43078-2133

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	540 SCIOTO ST, URBANA, OH 43078-2133
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 SCIOTO ST, URBANA, OH 43078-2133

Mortgage

Document Number	00603/2224
Date	Nov 21, 2025
Book Page	603/2224
Instrument	202500004692

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	5555 CLEVELAND AVE, COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Term	360 Months
Due	Nov 14, 2055

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,753.00 (-0.88%)	$128,700 (+60.61%) Land $10,490 Building $118,210	$367,710 (+60.62%) Land $29,970 Building $337,740
2024	$4,795.00 (+27.22%) Homeowner's exemption	$80,130 (-) Land $6,970 Building $73,160
2023	$3,769.00 (-0.45%) Homeowner's exemption	$80,130 (-) Land $6,970 Building $73,160	$228,930 (-) Land $19,910 Building $209,020
2022	$3,786.00 Homeowner's exemption	$80,130 Land $6,970 Building $73,160	$228,930 Land $19,910 Building $209,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40

May also be available: CT Communications Network, Verizon.

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