531 Scioto St, Urbana, OH 43078 Property Records

Champaign County property record for 531 Scioto St, Urbana, OH 43078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,353 sqft · built 1900
Lot Size	1.12 acres (48,888 sqft)
Owner	Individual Name on Record
Tax Bill	$3,388 (2025)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027285-4`

Property Details

APN / Parcel Number

Primary APN	`027285-4`
Alternative APN	`K48-25-11-02-30-081-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,353 sqft Living Area
Gross Area	2,547 sqft
1st Floor Area	1,575 sqft
Basement Area	1,575 sqft
Unfinished Basement	1,575 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	48,888 sqft (1.12 acres)
Lot Dimensions	388 ft deep x 126 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	316 sqft
Deck Area	958 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	027285-4
Street Address	531 SCIOTO ST
City	URBANA
State	OH
Zip	43078-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 11-05-23 __ 126 E WATER ST PRICED FACING WATER & 13 FT R/W
Legal Range	11W
Legal Township	25N
Legal Section	2
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	URBANA
Census Block Group	2
Census Block	2000
Census Tract	10600

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	531 SCIOTO ST, URBANA, OH 43078-2132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Property Address	531 SCIOTO ST, URBANA, OH 43078-2132
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 SCIOTO ST, URBANA, OH 43078-2132

Mortgage

Document Number	00584/4052
Date	Apr 8, 2022
Book Page	584/4052
Instrument	202200001807

Lender

Name	THE PEOPLES SAVINGS BANK
Type	Bank
Address	URBANA, OH 43078

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Urbana Township
Municipality	Urbana City
Unified School District	Urbana City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,388.00 (-0.96%)	$100,720 (+43.13%) Land $13,880 Building $86,840	$287,760 (+43.12%) Land $39,650 Building $248,110
2024	$3,421.00 (+16.44%) Homeowner's exemption	$70,370 (-) Land $15,300 Building $55,070
2023	$2,938.00 (-0.47%) Homeowner's exemption	$70,370 (-) Land $15,300 Building $55,070	$201,060 (-) Land $43,710 Building $157,350
2022	$2,952.00 Homeowner's exemption	$70,370 Land $15,300 Building $55,070	$201,060 Land $43,710 Building $157,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	URBANA CITY PWS serves 11,428 people · EPA ID OH1101212
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40