555 Scioto St, Urbana, OH 43078 Property Records

Champaign County property record for 555 Scioto St, Urbana, OH 43078

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,556 sqft · built 1850
Lot Size0.431 acres (18,810 sqft)
OwnerCompany Name on Record
Tax Bill$4,422 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN027282-5

Property Details

APN / Parcel Number

Primary APN027282-5
Alternative APN
  • K48-25-11-02-30-078-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,556 sqft Living Area
1st Floor Area2,276 sqft
Upper Floors Area1,280 sqft
Basement Area1,280 sqft
Unfinished Basement1,280 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area18,810 sqft (0.431 acres)
Lot Dimensions330 ft deep x 57 ft wide
Garage TypeDetached
Garage Area1,040 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area200 sqft
Deck Area184 sqft
Patio Area184 sqft
Shed1 Shed
Shed Area120 sqft
Canopy220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number027282-5
Street Address555 SCIOTO ST
CityURBANA
StateOH
Zip43078-2132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRTS 11-05-23 __ S SIDE SCIOTOSECTION 23NO FURTHER TRANSFERS WITHOUT SURVEY
Legal Range11W
Legal Township25N
Legal Section2
Legal SubdivisionMARY RYANS ADDITION
JurisdictionCHAMPAIGN OH
Township / Civil DivisionURBANA
Census Block Group2
Census Block2000
Census Tract10600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Scioto Street Historic District
listed 1984 · 70 contributing resources · NRIS 84002908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address555 SCIOTO ST, URBANA, OH 43078-2132
OccupancyOwner Occupied
Owner TypeCompany
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 21, 2015
Transfer Doc532/0822
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN OH
Property Address555 SCIOTO ST, URBANA, OH 43078-2132
Transaction TypeMortgage
Record UpdatedSep 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00591/3034
DateAug 2, 2023
Book Page591/3034
Instrument202300002872
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

TypeName
StateOhio
CountyChampaign County
County SubdivisionUrbana Township
MunicipalityUrbana City
Unified School DistrictUrbana City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,422.00 (-0.85%)$117,440 (+35.55%) Land $11,310 Building $106,130$335,550 (+35.55%) Land $32,320 Building $303,230
2024$4,460.00 (+8.46%) Homeowner's exemption$86,640 (-) Land $7,510 Building $79,130
2023$4,112.00 (-0.44%) Homeowner's exemption$86,640 (-) Land $7,510 Building $79,130$247,550 (-) Land $21,470 Building $226,080
2022$4,130.00 Homeowner's exemption$86,640 Land $7,510 Building $79,130$247,550 Land $21,470 Building $226,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemURBANA CITY PWS
serves 11,428 people · EPA ID OH1101212
Water SourceGroundwater
Last State InspectionMar 2024
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40

May also be available: CT Communications Network, Verizon.

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