540 S Orange Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 540 S Orange Ave, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,136 sqft · built 1948
Lot Size0.259 acres (11,300 sqft)
OwnerTrust Name on File
Tax Bill$1,292 (2025)
Flood ZoneZone X (minimal risk)
APN488-271-09-00

Property Details

APN / Parcel Number

Primary APN488-271-09-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,136 sqft Living Area

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Lot Area11,300 sqft (0.259 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address540 S ORANGE AVE
CityEL CAJON
StateCA
Zip92020-5113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionBLK 8 LOT 4 LOT 5 & S 1/2 TR 000997
Legal SubdivisionSMITH & HUBBELLS ADD
Legal Tract000997
Legal Block8
Legal Lot Number4,5
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2013
Census Tract15802

Owner

540 S Orange Ave is held in a trust since August 2016.

Source: San Diego County records, as of July 28, 2026

Owner of RecordTrust Name on File
Mailing Address6100 VEEMAC AVE, LA MESA, CA 91942-3700
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 1, 2016
Transfer Doc0000405453
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 540 S Orange Ave was $1,292.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$68,739 (+2%) Land $24,943 Building $43,796
2025$1,292.00$67,392 Land $24,454 Building $42,938
2023$1,196.00 (-10.01%)$64,777 Land $23,505 Building $41,272
2022$1,329.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 540 S Orange Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1980)
Most Recent ClaimFeb 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 540 S Orange Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

Nearby Properties on S Orange Ave

Nearby Streets

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