539 S Orange Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 539 S Orange Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,880 sqft · built 1980
Lot Size	0.174 acres (7,586 sqft)
Owner	Trust Name on File
Last Sale	$597,000 (Aug 2020)
Tax Bill	$8,305 (2025)
Deeds & Mortgages	Nov 2021 Transfer Jul 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`488-272-05-00`

Property Details

APN / Parcel Number

Primary APN	`488-272-05-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,880 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	7,586 sqft (0.174 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	539 S ORANGE AVE
City	EL CAJON
State	CA
Zip	92020-5112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	BLK 5 LOT 8 (EX ST) TR 000997
Legal Subdivision	SMITH & HUBBELLS ADD
Legal Tract	000997
Legal Block	5
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2012
Census Tract	15802

Owner

539 S Orange Ave is held in a trust since October 2021.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	8308 SHEILA ST, EL CAJON, CA 92021-1167
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Intrafamily Transfer, Transfer
Jul 22, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE
Aug 28, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 21, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2020 · Amount on File
Deed Sale	Aug 28, 2020 · Amount on File
Prior Sale	Oct 13, 1988 · Amount on File
Deed Document Number	2020496432
Last Transfer Date	Oct 25, 2021
Transfer Doc	0000770647
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 5, 2021
Property Address	539 S ORANGE AVE, EL CAJON, CA 92020-5112
Document Number	0000770647
Map Reference	MAP 997
Instrument Date	Oct 25, 2021
Instrument	2021-0770647
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8308 SHEILA ST, EL CAJON, CA 92021-1167

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 22, 2021
Property Address	539 S ORANGE AVE, EL CAJON, CA 92020-5112
Document Number	0000522135
Map Reference	MAP 997
Instrument Date	Nov 12, 2020
Instrument	2021-0522135
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 S ORANGE AVE, EL CAJON, CA 92020-5112

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2020
Property Address	539 S ORANGE AVE, EL CAJON, CA 92020-5112
Document Number	0000496432
Map Reference	MAP 997
Instrument Date	Jul 31, 2020
Instrument	2020-0496432
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	539 S ORANGE AVE, EL CAJON, CA 92020-5112

Mortgage

Document Number	0000496433
Date	Aug 28, 2020
Instrument	2020-0496433

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

November 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 21, 2019
Property Address	539 S ORANGE AVE, EL CAJON, CA 92020-5112
Document Number	0000541757
Instrument Date	Nov 1, 2019
Instrument	541757
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 S ORANGE AVE EL CAJON CA 920205112, EL CAJON, CA 92020-5112

Tax Assessment & Valuation

The 2025 property tax bill for 539 S Orange Ave was $8,305.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$659,131 (+2%) Land $338,982 Building $320,149
2025	$8,305.00	$646,208 Land $332,336 Building $313,872
2023	$8,351.00 (+0.16%)	$621,117 Land $319,432 Building $301,685
2022	$8,338.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 539 S Orange Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1980)
Most Recent Claim	Feb 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 539 S Orange Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

Nearby Properties on S Orange Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures