San Diego County property record for 531 S Orange Ave, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,098 sqft · built 1946 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $250,000 (Jul 2009) |
| Tax Bill | $4,712 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jul 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 488-272-04-00 |
| Primary APN | 488-272-04-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,098 sqft Living Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 531 S ORANGE AVE |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-5112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | BLK 5 LOT 9 TR 000997 |
| Legal Subdivision | SMITH & HUBBELLS ADD |
| Legal Tract | 000997 |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 15802 |
531 S Orange Ave is owner-occupied and held in a trust since July 2009.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 531 S ORANGE AVE, EL CAJON, CA 92020-5112 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jul 5, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 24, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2009 · Amount on File |
| Deed Sale | Jul 23, 2009 · Amount on File |
| Prior Sale | Apr 22, 2009 · Amount on File |
| Deed Document Number | 2009407403 |
| Prior Transfer Date | Mar 13, 2007 |
| Prior Transfer Doc | 0000206881 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 531 S ORANGE AVE, EL CAJON, CA 92020-5112 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 531 S ORANGE AVE, EL CAJON, CA 92020-5112 |
| Document Number | 0000760705 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2021-0760705 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 531 S ORANGE AVE, EL CAJON, CA 92020-5112 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 531 S ORANGE AVE, EL CAJON, CA 92020-5112 |
| Document Number | 0000272858 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 2022-0272858 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76155 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 24, 2025 |
| Property Address | 531 S ORANGE AVE, EL CAJON, CA 92020-5112 |
| Document Number | 0000331954 |
| Map Reference | MAP 997 |
| Instrument Date | Oct 11, 2025 |
| Instrument | 2025-0331954 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 531 S ORANGE AVE, EL CAJON, CA 92020-5112 |
The 2025 property tax bill for 531 S Orange Ave was $4,712.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $329,142 (+2%) Land $131,654 Building $197,488 | |
| 2025 | $4,712.00 | $322,689 Land $129,073 Building $193,616 |
| 2023 | $4,538.00 (+4.56%) | $310,161 Land $124,062 Building $186,099 |
| 2022 | $4,340.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 531 S Orange Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980) |
| Most Recent Claim | Feb 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 531 S Orange Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures