Hamilton County property record for 540 Observatory Dr, Cincinnati, OH 45246
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,574 sqft · built 1956 |
| Lot Size | 0.251 acres (10,934 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (May 2026) |
| Tax Bill | $2,535 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Sep 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 599-0060-0051-00 |
| Primary APN | 599-0060-0051-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,574 sqft Living Area |
| Gross Area | 2,536 sqft |
| 1st Floor Area | 1,574 sqft |
| Basement Area | 962 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Roof Material | Asphalt |
| Lot Area | 10,934 sqft (0.251 acres) |
| Lot Dimensions | 156 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 222 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 540 OBSERVATORY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45246-2918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OBSERVATORY 70 X 156 LOT 551 SPRINGDALE PK 3RDBL H |
| Legal Subdivision | PARK SPRINGDALE |
| Legal Lot Number | 551 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGDALE |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 21501 |
Source: Hamilton County records, as of June 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 540 OBSERVATORY DR, CINCINNATI, OH 45246-2918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 6, 2026 | Warranty Deed, Transfer · Conventional Mortgage E HOME LOANS CORPORATION |
| Sep 5, 2025 | Warranty Deed, Transfer |
| Jun 13, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2026 · Amount on Record |
| Deed Sale | May 6, 2026 · Amount on Record |
| Prior Sale | Sep 5, 2025 · Amount on Record |
| Deed Document Number | 202634772 |
| Deed Book / Page | 15660 / 2003 |
| Prior Transfer Date | Jun 9, 2019 |
| Prior Transfer Doc | 0000046578 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 6, 2026 |
| Property Address | 540 OBSERVATORY DR, CINCINNATI, OH 45246-2918 |
| Document Number | 0000034772 |
| Book / Page | 15660 / 2003 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 202634772 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $59,590.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 OBSERVATORY DR, CINCINNATI, OH 45246-2918 |
| Document Number | 0000034773, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 202634773 |
| Name | E HOME LOANS CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Sep 5, 2025 |
| Property Address | 540 OBSERVATORY DR, CINCINNATI, OH 45246-2918 |
| Document Number | 0000068627 |
| Book / Page | 15494 / 1904 |
| Map Reference | MB 13 PG 38 |
| Instrument Date | Sep 3, 2025 |
| Instrument | 2025-0068627 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11187 MARLETTE DR, CINCINNATI, OH 45249-2250 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 13, 2019 |
| Property Address | 540 OBSERVATORY DR, CINCINNATI, OH 45246-2918 |
| Document Number | 0000046578 |
| Book / Page | 013938 / 001228 |
| Instrument Date | Jun 9, 2019 |
| Instrument | 46578 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 OBSERVATORY DR SPRINGDALE OH 452462918, SPRINGDALE, OH 45246-2918 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Springdale City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,535.00 (+15.86%) Homeowner's exemption | $60,614 (+%) Land $10,658 Building $49,956 | $173,180 (-) Land $30,450 Building $142,730 |
| 2024 | $2,188.00 (-1.66%) Homeowner's exemption | $60,612 (-) Land $10,657 Building $49,955 | |
| 2023 | $2,225.00 (+26.21%) Homeowner's exemption | $60,612 (+44.59%) Land $10,657 Building $49,955 | $173,180 (+44.59%) Land $30,450 Building $142,730 |
| 2022 | $1,763.00 Homeowner's exemption | $41,920 Land $9,555 Building $32,365 | |
| 2020 | $119,770 Land $27,300 Building $92,470 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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