Hamilton County property record for 550 Observatory Dr, Cincinnati, OH 45246
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,623 sqft · built 1951 |
| Lot Size | 0.246 acres (10,759 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $249,900 (May 2025) |
| Tax Bill | $2,183 (2025) |
| Deeds & Mortgages | May 2025 Sale & Mortgage Feb 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 599-0060-0053-00 |
| Primary APN | 599-0060-0053-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,623 sqft Living Area |
| 1st Floor Area | 1,623 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 10,759 sqft (0.246 acres) |
| Lot Dimensions | 156 ft deep x 70 ft wide |
| Porch | Porch |
| Porch Area | 252 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 550 OBSERVATORY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45246-2939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OBSERVATORY DR 70 X 156 LOT 553 SPRINGDALE PK 3D BL C |
| Legal Subdivision | PARK SPRINGDALE |
| Legal Block | C |
| Legal Lot Number | 553 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGDALE |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 21501 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 550 OBSERVATORY DR, CINCINNATI, OH 45246-2939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2025 | Warranty Deed, Transfer · FHA Mortgage GUARDIAN SAVINGS BANK |
| Feb 20, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 2, 2025 · Amount on Record |
| Deed Sale | May 2, 2025 · Amount on Record |
| Prior Sale | Feb 20, 2020 |
| Deed Document Number | 0000032137 |
| Deed Book / Page | 15408 / 1015 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 2, 2025 |
| Property Address | 550 OBSERVATORY DR, CINCINNATI, OH 45246-2939 |
| Document Number | 0000032137 |
| Book / Page | 15408 / 1015 |
| Map Reference | MB 33 PG 38 |
| Instrument Date | Apr 24, 2025 |
| Instrument | 2025-0032137 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $249.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 550 OBSERVATORY DR, CINCINNATI, OH 45246-2939 |
| Document Number | 0000032138 |
|---|---|
| Date | May 2, 2025 |
| Instrument | 2025-0032138 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2055 |
| Document Number | 0000032139 |
|---|---|
| Date | May 2, 2025 |
| Book Page | 15408/1041 |
| Instrument | 2025-0032139 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | COVINGTON, KY 41011 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 20, 2020 |
| Property Address | 550 OBSERVATORY DR, CINCINNATI, OH 45246-2939 |
| Document Number | 0000017224 |
| Book / Page | 014108 / 001231 |
| Instrument Date | Feb 19, 2020 |
| Instrument | 17224 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 550 OBSERVATORY DR CINCINNATI OH 452462939, CINCINNATI, OH 45246-2939 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Springdale City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,183.00 (+16.24%) Homeowner's exemption | $53,732 (+%) Land $10,657 Building $43,075 | |
| 2024 | $1,878.00 (-2.14%) Homeowner's exemption | $53,731 (-) Land $10,657 Building $43,074 | |
| 2023 | $1,919.00 (+19.49%) Homeowner's exemption | $53,731 (+37.4%) Land $10,657 Building $43,074 | $153,520 (+37.4%) Land $30,450 Building $123,070 |
| 2022 | $1,606.00 Homeowner's exemption | $39,106 Land $9,555 Building $29,551 | |
| 2020 | $111,730 Land $27,300 Building $84,430 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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