531 Observatory Dr, Cincinnati, OH 45246 Property Records

Hamilton County property record for 531 Observatory Dr, Cincinnati, OH 45246

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,120 sqft · built 1956
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Sep 2021)
Tax Bill	$3,019 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`599-0060-0030-00`

Property Details

APN / Parcel Number

Primary APN	`599-0060-0030-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	586 sqft

Exterior

Year Built	Built 1956
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	188 ft deep x 60 ft wide
Porch	Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	531 OBSERVATORY DR
City	CINCINNATI
State	OH
Zip	45246-2917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OBSERVATORY 60 X 188.74 LOT 531 SPRINGDALE PK 3RD BL I
Legal Subdivision	PARK SPRINGDALE
Legal Block	I
Legal Lot Number	531
Jurisdiction	HAMILTON OH
Township / Civil Division	SPRINGDALE
Census Block Group	5
Census Block	5014
Census Tract	21501

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	531 OBSERVATORY DR, CINCINNATI, OH 45246-2917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	May 3, 2012 · Amount on Record
Deed Document Number	2021-0109512
Deed Book / Page	14500 / 1301
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 13, 2021
Property Address	531 OBSERVATORY DR, CINCINNATI, OH 45246-2917
Document Number	0000109512
Book / Page	14500 / 1301
Map Reference	MB 33 PG 38-41
Instrument Date	Aug 23, 2021
Instrument	2021-0109512
Transaction Type	Transfer
Record Updated	Mar 29, 2024
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	531 OBSERVATORY DR, CINCINNATI, OH 45246-2917

Mortgage

Document Number	0000109513
Date	Sep 13, 2021
Instrument	2021-0109513

Lender

Name	PARAMOUNT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Springdale City
Unified School District	Princeton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,019.00 (+16.38%)	$60,200 (-) Land $9,702 Building $50,498
2024	$2,594.00 (-0.23%)	$60,200 (-) Land $9,702 Building $50,498
2023	$2,600.00 (+44.77%)	$60,200 (+77.96%) Land $9,702 Building $50,498	$172,000 (+77.96%) Land $27,720 Building $144,280
2022	$1,796.00 Homeowner's exemption	$33,828 Land $8,698 Building $25,130
2020			$96,650 Land $24,850 Building $71,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20