540 Mill St, Excelsior, MN 55331 Property Records

Hennepin County property record for 540 Mill St, Excelsior, MN 55331 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.25 Baths
Year BuiltBuilt 1995
Square Footage1,504 sqft Living Area
Lot Size13,939 sqft (0.32 acres)
OccupancyOwner Occupied
Last Sale$328,200 (2019)
Tax Bill$6,188.00 (2025)

Property Details

APN / Parcel Number

Primary APN35-117-23-32-0006

Interior

Bedrooms3 Beds
Full Baths2.25 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area1,504 sqft Living Area
1st Floor928 sqft 1st Floor
Basement Area835 sqft Basement
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1995
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area13,939 sqft (0.32 acres)
Depth X Width156 ft x 65 ft Depth x Width
Garage TypeDetached Garage
Garage Area528 sqft Garage
ViewLake View
TopographyWooded Topography

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemFloor/Wall Furnace Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address540 MILL ST
CityEXCELSIOR
StateMN
Zip55331-3241
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 005 A JONES & GALPINS ADDN & SUBD GALPINS THAT PART LYING SLY OF A LINE RUNNING FROM A PT IN NELY LINE OF LOT 5 DIS 50 FT SELY FROM MOST NLY COR THEREOF TO A PT IN SWLY LINE OF SAID LOT T E 65X156X108X165
Legal Range23
Legal Township117
Legal Section35
Legal Quarter32
Legal SubdivisionJONES & GALPINS ADDN & SUBD GALPINS
Legal Block2
Legal Lot Number5
JurisdictionHENNEPIN MN
Minor Civil DivisionEXCELSIOR
Census Blockgroup2
Census Block2043
Census Tract27501

Owner

Source: Hennepin County records · APN 35-117-23-32-0006

Assessment roll updated June 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address540 MILL ST, EXCELSIOR, MN 55331-3241
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jun 26, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
AXIA FIN'L
Mar 01, 2017Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2019 · Amount on Record
Deed SaleJun 26, 2019 · Amount on Record
Prior SaleMar 01, 2017 · Amount on Record
Deed Doc Number201910673021
Record RefreshedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address540 MILL ST, EXCELSIOR, MN 55331-3241
Transaction TypeMortgage
Record UpdatedMar 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A10920354
DateFeb 23, 2021
InstrumentA10920354
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateJun 26, 2019
Property Address540 MILL ST, EXCELSIOR, MN 55331-3241
Document Number0010673021
Instrument DateJun 06, 2019
Instrument10673021
Transaction TypeTransfer
Record UpdatedJul 12, 2019
Title CompanyALL AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$1,115.88
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address540 MILL ST EXCELSIOR MN 553313241, EXCELSIOR, MN 55331-3241

Mortgage

Document Number10673022
DateJun 26, 2019
Instrument10673022
Lender
NameAXIA FIN'L
TypeFunding / Finance Company
AddressBELLEVUE, WA 98004
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 25, 2049

Mortgage

Document Number10673023,
DateJun 26, 2019
Instrument10673023
Lender
NameAXIA FIN'L
TypeFunding / Finance Company
AddressBELLEVUE, WA 98004
Agreement
AmountAmount Recorded

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHENNEPIN MN
Recording DateMar 01, 2017
Property Address540 MILL ST, EXCELSIOR, MN 55331-3241
Document Number0010416294
Instrument DateFeb 28, 2017
Instrument10416294
Transaction TypeTransfer
Record UpdatedAug 16, 2018
Title CompanyBURNET TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,071.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address540 MILL ST EXCELSIOR MN 553313241, EXCELSIOR, MN 55331-3241

Mortgage

Document Number10416295
DateMar 01, 2017
Instrument10416295
Lender
NameAMERICAN MTG & EQUITY CNSLTS I
TypeMortgage Company
AddressBLOOMINGTON, MN 55435
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueFeb 28, 2047

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityExcelsior City
Unified School DistrictMinnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,188.00 (+53.02%)$422,000 (+22.32%) Land $224,400 Building $197,600$422,000 (+22.32%) Land $224,400 Building $197,600
2023$4,044.00 Homeowner's exemption
2022$345,000 Land $158,000 Building $187,000$345,000 Land $158,000 Building $187,000

Flood & Wildfire

540 Mill St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Hennepin County (27053C), updated December 25, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Mill St

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