432 Mill St, Excelsior, MN 55331 Property Records

Hennepin County property record for 432 Mill St, Excelsior, MN 55331 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 724 sqft · built 1952
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Mar 2015)
Tax Bill	$4,219 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-117-23-23-0067`

Property Details

APN / Parcel Number

Primary APN	`35-117-23-23-0067`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	724 sqft Living Area
Gross Area	1,757 sqft
1st Floor Area	724 sqft
Basement Area	781 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Terrain	Wooded
View / Lot	Lake Front
Garage Type	Attached
Garage Area	252 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	432 MILL ST
City	EXCELSIOR
State	MN
Zip	55331-3240
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 004 A EASTERN SHORE THAT PART OF LOTS 3 AND 4 LYING SLY OF A LINE DESC AS BEG AT A PT ON NELY LINE OF LOT 3 DIS 15 FT NWLY OF THE SELY COR THOF TH SWLY A DIS OF 40 FT T IRREGULAR
Legal Range	23
Legal Township	117
Legal Section	35
Legal Quarter	23
Legal Subdivision	EASTERN SHORE
Legal Block	2
Legal Lot Number	4
Jurisdiction	HENNEPIN MN
Township / Civil Division	EXCELSIOR
Census Block Group	2
Census Block	2043
Census Tract	27501

Owner

Source: Hennepin County records · APN 35-117-23-23-0067

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	432 MILL ST, EXCELSIOR, MN 55331-3240
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC
May 04, 2018	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BK NA
Oct 20, 2017	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 03, 2015 · Amount on Record
Deed Sale	Mar 03, 2015 · Amount on Record
Deed Document Number	20155237729
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	432 MILL ST, EXCELSIOR, MN 55331-3240
Transaction Type	Mortgage
Record Updated	May 24, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05830030
Date	Apr 29, 2021
Instrument	T05830030

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	432 MILL ST, EXCELSIOR, MN 55331-3240
Document Number	0005530161
Instrument Date	May 04, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 MILL ST EXCELSIOR MN 553313240, EXCELSIOR, MN 55331-3240

Mortgage

Document Number	0005530161
Date	May 11, 2018
Instrument	5530161

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	432 MILL ST, EXCELSIOR, MN 55331-3240
Document Number	0005487641
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432 MILL ST EXCELSIOR MN 553313240, EXCELSIOR, MN 55331-3240

Mortgage

Document Number	0005487641
Date	Oct 30, 2017
Instrument	5487641

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2047

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Excelsior City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,219.00 (+47.26%)	$336,400 (+33.49%) Land $206,900 Building $129,500	$336,400 (+33.49%) Land $206,900 Building $129,500
2023	$2,865.00 Homeowner's exemption
2022		$252,000 Land $140,000 Building $112,000	$252,000 Land $140,000 Building $112,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530275012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1987–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2014, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 271 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies, Mediacom Communications, Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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