524 Mill St, Excelsior, MN 55331 Property Records

Hennepin County property record for 524 Mill St, Excelsior, MN 55331 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,420 sqft · built 1915
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Sep 2006)
Tax Bill	$10,494 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-117-23-32-0004`

Property Details

APN / Parcel Number

Primary APN	`35-117-23-32-0004`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,420 sqft Living Area
Gross Area	4,212 sqft
1st Floor Area	1,531 sqft
2nd Floor Area	1,298 sqft
Basement Area	552 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 2000
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	170 ft deep x 106 ft wide
Terrain	Wooded
View / Lot	Lake
Garage Area	324 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	48 sqft
Deck Area	431 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	524 MILL ST
City	EXCELSIOR
State	MN
Zip	55331-3241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 004 A JONES & GALPINS ADDN & SUBD GALPINS LOTS 3 AND 4 INCL ADJ 1/2 OF VAC ALLEYS E 106X170X107X172
Legal Range	23
Legal Township	117
Legal Section	35
Legal Quarter	32
Legal Subdivision	JONES & GALPINS ADDN & SUBD GALPINS
Legal Block	2
Legal Lot Number	4
Jurisdiction	HENNEPIN MN
Township / Civil Division	EXCELSIOR
Census Block Group	2
Census Block	2043
Census Tract	27501

Owner

Source: Hennepin County records · APN 35-117-23-32-0004

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	524 MILL ST, EXCELSIOR, MN 55331-3241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Nov 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 18, 2019	Deed of Trust, Mortgage · Line of Credit AMERICAN INVTRS BK & MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 20, 2006 · Amount on Record
Deed Sale	Sep 20, 2006 · Amount on Record
Prior Sale	Jun 10, 2004 · Amount on Record
Deed Document Number	2006937241
Last Transfer Date	Nov 05, 2021
Transfer Doc	0011046380
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	524 MILL ST, EXCELSIOR, MN 55331-3241
Transaction Type	Mortgage
Record Updated	May 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11102918
Date	Apr 28, 2022
Instrument	A11102918

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 27, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Nov 19, 2021
Property Address	524 MILL ST, EXCELSIOR, MN 55331-3241
Document Number	0A11046380
Instrument Date	Nov 05, 2021
Instrument	A11046380
Transaction Type	Transfer
Record Updated	Dec 09, 2021
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	524 MILL ST, EXCELSIOR, MN 55331-3241

Mortgage

Document Number	0A11046381
Date	Nov 19, 2021
Instrument	A11046381

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	524 MILL ST, EXCELSIOR, MN 55331-3241
Document Number	0010682183
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 07, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	524 MILL ST EXCELSIOR MN 553313241, EXCELSIOR, MN 55331-3241

Mortgage

Document Number	0010682183
Date	Jul 23, 2019
Instrument	10682183

Lender

Name	AMERICAN INVTRS BK & MTG
Type	Bank
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 22, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Excelsior City
Unified School District	Minnetonka Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,494.00 (+25.68%)	$784,900 (+16.97%) Land $244,800 Building $540,100	$784,900 (+16.97%) Land $244,800 Building $540,100
2023	$8,350.00 Homeowner's exemption
2022		$671,000 Land $173,000 Building $498,000	$671,000 Land $173,000 Building $498,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530275012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1987–2014)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2014, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 271 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies, Mediacom Communications, Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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