Collier County property record for 540 Harbour Dr, Naples, FL 34103
| Property Type | Single Family Home |
|---|---|
| Details | 2,823 sqft · built 1970 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on File |
| Last Sale | $175,000 (Jul 1995) |
| Tax Bill | $7,586 (2025) |
| Deeds & Mortgages | May 2019 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 087400 3 434A28 |
| Primary APN | 087400 3 434A28 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,823 sqft Living Area |
| 1st Floor Area | 2,823 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 13,068 sqft (0.3 acres) |
| Pool Area | 420 sqft |
| Deck Area | 983 sqft |
| Street Address | 540 HARBOUR DR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34103-4423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAPLES |
| Legal Description | MOORINGS UNIT 3 BLK 3 LOT 43 OR 2076 PG 2231 |
| Legal Range | 25 |
| Legal Township | 49 |
| Legal Section | 28 |
| Legal Subdivision | MOORINGS UNIT 3 |
| Legal Tract | 087400 |
| Legal Block | 3 |
| Legal Lot Number | 43 |
| Legal Unit | 3 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 302 |
540 Harbour Dr is owned by a company that acquired it in April 2019 and is owner-occupied.
Source: Collier County records, as of August 25, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 540 HARBOUR DR, NAPLES, FL 34103-4423 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 1995 · Amount on File |
| Deed Sale | Jul 7, 1995 · Amount on File |
| Deed Book / Page | 2076 / 2231 |
| Last Transfer Date | Apr 9, 2019 |
| Transfer Doc | 0056241425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | May 1, 2019 |
| Property Address | 540 HARBOUR DR, NAPLES, FL 34103-4423 |
| Document Number | 0056241425 |
| Book / Page | 005624 / 001425 |
| Instrument Date | Apr 9, 2019 |
| Instrument | 5705801 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 540 HARBOUR DR NAPLES FL 341034423, NAPLES, FL 34103-4423 |
The 2025 property tax bill for 540 Harbour Dr was $7,586 with exemptions applied, up 2.3% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Municipality | Naples City |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $905,601 (+2.7%) | $2,008,276 (-25.4%) Land $1,807,408 Building $200,868 | |
| 2025 | $7,586.00 (+2.26%) Homeowner's exemption Widower's exemption | $881,793 | $2,692,102 Land $2,423,340 Building $268,762 |
| 2024 | $7,418.00 (+1.66%) | ||
| 2023 | $7,297.00 (-3.18%) Homeowner's exemption Widower's exemption | $831,983 (+3%) | $2,583,567 (+59.63%) Land $2,490,655 Building $92,912 |
| 2022 | $7,537.00 Homeowner's exemption Widower's exemption | $807,750 | $1,618,461 Land $1,258,117 Building $360,344 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 540 Harbour Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 188 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 321 units insured incl. 133 condo units |
| Nearby Flood Claims | 178 (1982–2024) |
| Claims Outside the SFHA | 4 of 178 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 Harbour Dr is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Hotwire Communications, Summit Broadband.
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