451 Harbour Dr, Naples, FL 34103 Property Records

Collier County property record for 451 Harbour Dr, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	4,490 sqft · built 2021
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on Record
Last Sale	$3,675,000 (Apr 2021)
Tax Bill	$39,573 (2025)
Deeds & Mortgages	Apr 2021 Sale Apr 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`088000 8 44A28`

Property Details

APN / Parcel Number

Primary APN	`088000 8 44A28`
Alternative APNs	`12930200007023500844` `12930200007`

Interior

Stories	1 Story
Building Area	4,490 sqft Adjusted Area
1st Floor Area	1,657 sqft

Exterior

Year Built	Built 2021
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	155 ft deep x 90 ft wide

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	480 sqft
Deck Area	761 sqft
Fence	Fence

Location & Zoning

Account Number	088000 8 44A28
Old Parcel Number	12930200007023500844
Street Address	451 HARBOUR DR
City	NAPLES
State	FL
Zip	34103-4011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	MOORINGS UNIT 5 BLK 8 LOT 4, LESS E 10FT
Legal Range	25
Legal Township	49
Legal Section	28
Legal Subdivision	MOORINGS UNIT 5
Legal Tract	88000
Legal Block	8
Legal Lot Number	4
Legal Unit	5
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1011
Census Tract	301

Owner

Source: Collier County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	451 HARBOUR DR, NAPLES, FL 34103-4011
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Warranty Deed, Transfer ACCOMMODATION
Apr 16, 2020	Warranty Deed, Transfer · Commercial Mortgage FIRST FLORIDA INTEGRITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2021 · Amount on Record
Deed Sale	Apr 8, 2021 · Amount on Record
Prior Sale	Apr 16, 2020 · Amount on Record
Deed Document Number	6034763
Deed Book / Page	5924 / 1399
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 8, 2021
Property Address	451 HARBOUR DR, NAPLES, FL 34103-4011
Document Number	0059241399
Book / Page	5924 / 1399
Map Reference	MB 6 PG 4&5
Instrument Date	Apr 7, 2021
Instrument	6034763
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$25,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 90TH STREET S #300300, 300300, NAPLES, FL 34102

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	451 HARBOUR DR, NAPLES, FL 34103-4011

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 16, 2020
Property Address	451 HARBOUR DR, NAPLES, FL 34103-4011
Document Number	0057521762
Book / Page	5752 / 1762
Map Reference	MB 6 PG 4&5
Instrument Date	Apr 14, 2020
Instrument	5856171
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$6,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 23, SILVER LAKE, NH 03875-0023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 9TH ST S, NAPLES, FL 34102-6232

Mortgage

Document Number	0057521764
Date	Apr 16, 2020
Instrument	5752/1764

Lender

Name	FIRST FLORIDA INTEGRITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$39,573.00 (-9.44%)	$4,372,079 (-3.06%) Land $1,813,500 Building $2,558,579	$4,372,079 (-11.98%) Land $1,813,500 Building $2,558,579
2023	$43,697.00 (+8.68%)	$4,510,251 (+1%)	$4,967,081 (+21.14%) Land $1,939,050 Building $3,028,031
2022	$40,208.00	$4,100,228 Land $1,479,398 Building $2,620,830	$4,100,228 Land $1,479,398 Building $2,620,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 148 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	257 units insured incl. 109 condo units
Nearby Flood Claims	78 (1995–2022)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 36 claims Hurricane Ian, Sep 2022 · 27 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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