545 Harbour Dr, Naples, FL 34103 Property Records

Collier County property record for 545 Harbour Dr, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	3,176 sqft · built 2017
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,350,000 (Aug 2020)
Tax Bill	$44,614 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`087700 6 44A28`

Property Details

APN / Parcel Number

Primary APN	`087700 6 44A28`
Alternative APNs	`12881160005023400644` `12881160005`

Interior

Stories	2 Stories
Building Area	3,176 sqft Living Area
1st Floor Area	3,176 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	113 ft deep x 123 ft wide
Pool Area	476 sqft
Deck Area	720 sqft

Location & Zoning

Street Address	545 HARBOUR DR
City	NAPLES
State	FL
Zip	34103-4462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	MOORINGS UNIT 4 BLK 6 LOT 4 OR 1995 157
Legal Range	25
Legal Township	49
Legal Section	28
Legal Subdivision	MOORINGS UNIT 4
Legal Tract	087700
Legal Block	6
Legal Lot Number	4
Legal Unit	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1008
Census Tract	301

Owner

Source: Collier County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	545 HARBOUR DR, NAPLES, FL 34103-4462
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 14, 2018	Grant Deed, Mortgage · Line of Credit MAJAB DEV LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2020 · Amount on Record
Deed Sale	Aug 24, 2020 · Amount on Record
Prior Sale	Nov 17, 2015 · Amount on Record
Deed Document Number	20205912957
Deed Book / Page	5806 / 1176
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 24, 2020
Property Address	545 HARBOUR DR, NAPLES, FL 34103-4462
Document Number	0058061176
Book / Page	5806 / 1176
Map Reference	MB 3 PG 102
Instrument Date	Aug 14, 2020
Instrument	5912957
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3606 ENTERPRISE AVE # 325, 3606, NAPLES, FL 34104-3670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 LINCOLN PKWY, WILLIAMS BAY, WI 53191-9812

Mortgage

Document Number	0058061178
Date	Aug 24, 2020
Instrument	5806/1178

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	1-Year LIBOR
Max Rate	7.5%

November 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 14, 2018
Property Address	545 HARBOUR DR, NAPLES, FL 34103-4462
Document Number	0055713007
Book / Page	005571 / 003007
Instrument Date	Nov 14, 2018
Instrument	5637052
Transaction Type	Mortgage
Record Updated	Dec 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	ELVERSKAMP 9

Mortgage

Document Number	55713007
Date	Nov 14, 2018
Book Page	005571/003007
Instrument	5637052

Lender

Name	MAJAB DEV LLC
Address	3606 ENTERPRISE AVE # 325, NAPLES, FL 34104-3670

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$44,614.00 (-14.1%)	$4,929,029 (-12.18%) Land $1,981,980 Building $2,947,049	$4,929,029 (-12.18%) Land $1,981,980 Building $2,947,049
2023	$51,937.00 (+60.04%)	$5,612,579 (+67.63%) Land $2,119,194 Building $3,493,385	$5,612,579 (+17.29%) Land $2,119,194 Building $3,493,385
2022	$32,453.00 Homeowner's exemption	$3,348,123	$4,785,366 Land $1,616,838 Building $3,168,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 148 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	257 units insured incl. 109 condo units
Nearby Flood Claims	78 (1995–2022)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 36 claims Hurricane Ian, Sep 2022 · 27 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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