540 Franklin Rd, Franklin, TN 37069 Property Records

Williamson County property record for 540 Franklin Rd, Franklin, TN 37069

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,467 sqft · built 1974
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jun 2023)
Tax Bill	$1,571 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2023 Construction Loan + 1 more
Flood Zone	Zone AE (high risk)
APN	`053-070.00-000`

Property Details

APN / Parcel Number

Primary APN	`053-070.00-000`
Alternative APNs	`094053 07000` `199718`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,467 sqft Living Area
1st Floor Area	1,467 sqft
Upper Floors Area	312 sqft
Basement Area	312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1980
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	48,787 sqft (1.12 acres)
View / Lot	Corner
Driveway	Driveway
Porch	Unfinished Open Porch
Porch Area	249 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	540 FRANKLIN RD
City	FRANKLIN
State	TN
Zip	37069-8206
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	WILLIAMSON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1007
Census Tract	50307

Owner

540 Franklin Rd is owned by an individual who bought it in June 2023.

Source: Williamson County records, as of August 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5010 RIZER POINT DR, FRANKLIN, TN 37069-1407
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Aug 24, 2023	Deed of Trust, Mortgage · Construction Mortgage PINNACLE BANK
Jun 15, 2023	Warranty Deed, Transfer · Conventional Mortgage PINNCACLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023 · Amount on File
Deed Sale	Jun 15, 2023 · Amount on File
Deed Document Number	202317009
Deed Book / Page	9274 / 36
Prior Transfer Date	Jul 26, 2007
Prior Transfer Doc	0000037331
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	540 FRANKLIN RD, FRANKLIN, TN 37069-8206
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0098840769
Date	Nov 24, 2025
Book Page	9884/769
Instrument	25038260

Lender

Name	PINNACLE BANK
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 7, 2040

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 7, 2030
Change Frequency	5 Years
Min Rate At Change	7.75%
Max Rate At Change	13.7%
Index	5-Year CMT
Max Rate	13.7%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	540 FRANKLIN RD, FRANKLIN, TN 37069-8206
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5010 RIZER POINT DR, FRANKLIN, TN 37069-1407
Investor	Possibly a Property Investor

Mortgage

Document Number	0093200910
Date	Aug 24, 2023
Book Page	9320/910
Instrument	23024778

Lender

Name	PINNACLE BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 21, 2024

Interest

Rate Type	Adjustable Rate
Rate	9.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 21, 2023
Change Frequency	Monthly
Min Rate At Change	9.5%
Max Rate At Change	15.5%
Index	Prime Rate
Margin	1
Max Rate	15.5%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jun 15, 2023
Property Address	540 FRANKLIN RD, FRANKLIN, TN 37069-8206
Document Number	0092740036
Book / Page	9274 / 36
Instrument Date	May 22, 2023
Instrument	23017009
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	MOMENTUM TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5010 RIZER POINT DR, FRANKLIN, TN 37069-1407
Investor	Possibly a Property Investor

Mortgage

Document Number	0023017010
Date	Jun 15, 2023
Instrument	23017010

Lender

Name	PINNCACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	11 Months
Due	May 22, 2024

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 22, 2023
Change Frequency	5 Years
Min Rate At Change	8.25%
Max Rate At Change	14.2%
Index	1-Year CMT
Max Rate	14.2%

Tax Assessment & Valuation

The 2025 property tax bill for 540 Franklin Rd was $1,571, down 37.1% from the year before.

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,571.00 (-37.06%)	$100,325 Land $100,325	$401,300 Land $401,300
2024	$2,496.00 (+26.57%)
2023	$1,972.00	$91,475 (-) Land $70,000 Building $21,475	$365,900 (-) Land $280,000 Building $85,900
2022	$1,972.00	$91,475 Land $70,000 Building $21,475	$365,900 Land $280,000 Building $85,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 540 Franklin Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 Franklin Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALLORY VALLEY U.D. serves 31,703 people · EPA ID TN0000428
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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