San Luis Obispo County property record for 540 Estero Ave, Morro Bay, CA 93442 · Last verified October 2025
| Property Type | Residential > Single Family > Home Plus Accessory Dwelling Unit |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1947 |
| Square Footage | 1,380 sqft Living Area |
| Lot Size | 5,750 sqft (0.132 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $825,000 (2018) |
| Tax Bill | $10,143.00 (2025) |
| Primary APN | 066-154-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,380 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1947 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 5,750 sqft (0.132 acres) |
| Depth X Width | 115 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Topography | Other Topography |
| Water Source | Yes (Unknown Type) Water Source |
|---|
| Street Address | 540 ESTERO AVE |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2344 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home Plus Accessory Dwelling Unit |
| Legal Description | CY MB MORRO HTS TR BL 18 LT 15 |
| Legal Subdivision | MORRO HEIGHTS |
| Legal Block | 18 |
| Legal Lot Number | 15 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Minor Civil Division | NORTH COAST |
| Census Blockgroup | 3 |
| Census Block | 3022 |
| Census Tract | 10602 |
Source: San Luis Obispo County records · APN 066-154-017
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 540 ESTERO AVE, MORRO BAY, CA 93442-2344 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Sep 09, 2021 | Intrafamily Transfer, Transfer |
| Jul 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 05, 2018 | Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Jun 07, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| May 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STACY BROMLEY |
| Feb 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage KIRBY K GORDON |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2018 · Amount on Record |
| Deed Sale | Nov 05, 2018 · Amount on Record |
| Prior Sale | Nov 05, 2018 · Amount on Record |
| Deed Doc Number | 0000046223 |
| Last Transfer Date | Sep 09, 2021 |
| Transfer Doc | 0000062165 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 09, 2021 |
| Property Address | 540 ESTERO AVE, MORRO BAY, CA 93442-2344 |
| Document Number | 0000062165 |
| Map Reference | MB 3 PG 4 |
| Instrument Date | Sep 08, 2021 |
| Instrument | 2021062165 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 540 ESTERO AVE, MORRO BAY, CA 93442-2344 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 540 ESTERO AVE, MORRO BAY, CA 93442-2344 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000026586 |
|---|---|
| Date | Jul 09, 2019 |
| Instrument | 2019026586 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 540 ESTERO AVE, MORRO BAY, CA 93442-2344 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE COMPANY MORRO |
| Name | Verified Name |
|---|---|
| Address | 540 ESTERO AVE, MORRO BAY, CA 93442-2344 |
| Document Number | 0000074605 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 2020074605 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 05, 2018 |
| Property Address | 540 ESTERO AVE, MORRO BAY, CA 93442-2344 |
| Document Number | 0000046223 |
| Map Reference | MB03 PG04 |
| Instrument Date | Oct 29, 2018 |
| Instrument | 2018046223 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 540 ESTERO AVE, MORRO BAY, CA 93442-2344 |
| Document Number | 0000046224 |
|---|---|
| Date | Nov 05, 2018 |
| Instrument | 2018046224 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 07, 2018 |
| Property Address | 540 ESTERO AVE, MORRO BAY, CA 93442-2344 |
| Document Number | 0000023287 |
| Instrument Date | May 30, 2018 |
| Instrument | 23287 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 149 CYPRESS AVE #B CAYUCOS CA 934301180, B, CAYUCOS, CA 93430-1180 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 540 ESTERO AVE, MORRO BAY, CA 93442-2344 |
| Document Number | 0000020440 |
| Instrument Date | May 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1201 PALM ST SAN LUIS OBISPO CA 934013192, SAN LUIS OBISPO, CA 93401-3192 |
| Document Number | 0000020440 |
|---|---|
| Date | May 18, 2018 |
| Instrument | 20440 |
| Name | STACY BROMLEY |
|---|---|
| Address | 214 WHITELEY ST, ARROYO GRANDE, CA 93420-3425 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 540 ESTERO AVE, MORRO BAY, CA 93442-2344 |
| Document Number | 0000010099 |
| Instrument Date | Feb 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 149 CYPRESS AVE #B CAYUCOS CA 934301180, B, CAYUCOS, CA 93430-1180 |
| Document Number | 0000010099 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 10099 |
| Name | KIRBY K GORDON |
|---|---|
| Address | 760 MATTIE RD # A1, PISMO BEACH, CA 93449-2056 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,143.00 (+3.6%) | $920,297 (+4.04%) Land $557,756 Building $362,541 |
| 2023 | $9,791.00 (+6.69%) | $884,563 Land $536,099 Building $348,464 |
| 2022 | $9,177.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 26% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,282 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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