San Luis Obispo County property record for 520 Estero Ave, Morro Bay, CA 93442 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1951 |
| Square Footage | 2,053 sqft Living Area |
| Lot Size | 5,750 sqft (0.132 acres) |
| Tax Bill | $5,035.00 (2025) |
| Primary APN | 066-154-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,053 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Wood Construction |
| Lot Area | 5,750 sqft (0.132 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 520 ESTERO AVE |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2344 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CY MB MORRO HTS BL 18 LT 13 |
| Legal Subdivision | MORRO HEIGHTS |
| Legal Block | 18 |
| Legal Lot Number | 13 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Minor Civil Division | NORTH COAST |
| Census Blockgroup | 3 |
| Census Block | 3022 |
| Census Tract | 10602 |
Source: San Luis Obispo County records · APN 066-154-011
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 520 ESTERO AVE, MORRO BAY, CA 93442-2344 |
| Owner Type | Owner is a Company |
| Vesting | Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed) |
| Date | Document |
|---|---|
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| May 19, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 28, 2020 |
| Transfer Doc | 0000024139 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 520 ESTERO AVE, MORRO BAY, CA 93442-2344 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000022679 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 2020022679 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 19, 2020 |
| Property Address | 520 ESTERO AVE, MORRO BAY, CA 93442-2344 |
| Document Number | 0000024139 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 24139 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 520 ESTERO AVE MORRO BAY CA 934422344, MORRO BAY, CA 93442-2344 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $466,026 (+2%) Land $136,643 Building $329,383 | |
| 2025 | $5,035.00 (+3.6%) | $456,889 (+4.04%) Land $133,964 Building $322,925 |
| 2023 | $4,860.00 (+6.67%) | $439,150 Land $128,763 Building $310,387 |
| 2022 | $4,556.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 26% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,282 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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