545 Estero Ave, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 545 Estero Ave, Morro Bay, CA 93442 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1945
Square Footage1,460 sqft Living Area
Lot Size6,000 sqft (0.137 acres)
OccupancyOwner Occupied
Last Sale$239,000 (1999)
Tax Bill$4,270.00 (2025)

Property Details

APN / Parcel Number

Primary APN066-152-005

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,460 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1945
Architectural StyleContemporary Style
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Lot Area6,000 sqft (0.137 acres)
Depth X Width120 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces

Utilities and HVAC

SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address545 ESTERO AVE
CityMORRO BAY
StateCA
Zip93442-2343
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCY MB MORRO HTS BL 17 LT6
Legal SubdivisionMORRO HEIGHTS
Legal Block17
Legal Lot Number6
JurisdictionSAN LUIS OBISPO CA
Minor Civil DivisionNORTH COAST
Census Blockgroup3
Census Block3023
Census Tract10602

Owner

Source: San Luis Obispo County records · APN 066-152-005

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address545 ESTERO AVE, MORRO BAY, CA 93442-2343
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 29, 2020Quit Claim Deed, Transfer
STEWART TITLE, STEWART TITLE/PLACER

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 21, 1999 · Amount on Record
Deed SaleOct 21, 1999 · Amount on Record
Prior SaleJun 29, 2020
Deed Doc Number0000075482
Deed Book / Page066
Record RefreshedJun 07, 2026

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 29, 2020
Property Address545 ESTERO AVE, MORRO BAY, CA 93442-2343
Document Number0000032225
Map ReferenceMB 3 PG 4
Instrument DateJun 24, 2020
Instrument2020032225
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanySTEWART TITLE OF PLACER

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address545 ESTERO AVE, MORRO BAY, CA 93442-2343

Mortgage

Document Number0000032226
DateJun 29, 2020
Instrument2020032226
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 29, 2020
Property Address545 ESTERO AVE, MORRO BAY, CA 93442-2343
Document Number0000032227
Instrument DateJun 24, 2020
Instrument32227
Transaction TypeTransfer
Record UpdatedJul 10, 2020
Title CompanySTEWART TITLE, STEWART TITLE/PLACER

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address545 ESTERO AVE MORRO BAY CA 934422343, MORRO BAY, CA 93442-2343
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,270.00 (+3.69%) Homeowner's exemption$394,420 (+4.04%) Land $184,425 Building $209,995
2023$4,118.00 (+6.71%) Homeowner's exemption$379,106 Land $177,264 Building $201,842
2022$3,859.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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