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540 E North Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 540 E North Ave, Lake Bluff, IL 60044 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 5,002 sqft · built 2000
Lot Size0.218 acres (9,514 sqft)
OwnerCompany Name on File
Last Sale$1,550,000 (Jul 2008)
Tax Bill$41,127 (2024)
Deeds & MortgagesJul 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN12-21-206-016

Property Details

APN / Parcel Number

Primary APN12-21-206-016

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Total Rooms14 Rooms
Stories2 Stories
Building Area5,002 sqft Living Area
Gross Area6,678 sqft
1st Floor Area2,196 sqft
Upper Floors Area1,806 sqft
Basement Area2,196 sqft
Finished Basement1,000 sqft
Unfinished Basement1,196 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialWood Shingle
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area9,514 sqft (0.218 acres)
Lot Dimensions150 ft deep x 74 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area358 sqft
Deck AreaDeck Area
Patio Area390 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address540 E NORTH AVE
CityLAKE BLUFF
StateIL
Zip60044-2142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE OF LAKE BLUFF NORTH ADD S 75FT LOTS 1-2 & 3 BLOCK 34
Legal SubdivisionVILLAGE OF LAKE BLUFF NORTH ADD
Legal Block34
Legal Lot Number1-2,3
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group2
Census Block2012
Census Tract863300

Owner

Source: Lake County records · APN 12-21-206-016

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address540 E NORTH AVE, LAKE BLUFF, IL 60044-2142
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 03, 2008 · Amount on Record
Deed SaleJul 03, 2008 · Amount on Record
Prior SaleJun 19, 2001 · Amount on Record
Deed Document Number20086366790
Last Transfer DateJun 14, 2012
Transfer Doc0006862606
Record UpdatedJun 08, 2026

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE IL
Property Address540 E NORTH AVE, LAKE BLUFF, IL 60044-2142
Document Number0007418519
Instrument DateJul 01, 2017
Transaction TypeMortgage
Record UpdatedAug 22, 2017
Title CompanyATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 E NORTH AVE LAKE BLUFF IL 600442142, LAKE BLUFF, IL 60044-2142

Mortgage

Document Number0007418519
DateAug 10, 2017
Instrument7418519
Lender
NameSONIA FLORIAN
Agreement
AmountAmount Recorded
Term120 Months
DueAug 09, 2027
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$659,950 (+18.22%) Land $167,393 Building $492,557$1,980,048 (+18.22%) Land $502,229 Building $1,477,819
2024$41,127.00 (+25.63%)
2023$32,736.00 (+3.61%)$558,234 (+19.09%) Land $141,593 Building $416,641$1,674,869 (+19.09%) Land $424,821 Building $1,250,048
2022$31,595.00$468,767 Land $118,900 Building $349,867$1,406,442 Land $356,736 Building $1,049,706

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978633002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimAug 1983, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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