520 E North Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 520 E North Ave, Lake Bluff, IL 60044 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,960 sqft · built 1920
Lot Size	0.157 acres (6,852 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Jun 2016)
Tax Bill	$17,128 (2024)
Deeds & Mortgages	Apr 2024 Second Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-21-206-010`

Property Details

APN / Parcel Number

Primary APN	`12-21-206-010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,960 sqft Living Area
Gross Area	3,475 sqft
1st Floor Area	1,240 sqft
Upper Floors Area	995 sqft
Basement Area	1,240 sqft
Finished Basement	725 sqft
Unfinished Basement	515 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,852 sqft (0.157 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	169 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	520 E NORTH AVE
City	LAKE BLUFF
State	IL
Zip	60044-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF LAKE BLUFF NORTH ADD LOT 9 BLOCK 34
Legal Subdivision	VILLAGE OF LAKE BLUFF NORTH ADD
Legal Block	34
Legal Lot Number	9
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	2
Census Block	2012
Census Tract	863300

Owner

Source: Lake County records · APN 12-21-206-010

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	520 E NORTH AVE, LAKE BLUFF, IL 60044-2142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 09, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 03, 2016 · Amount on Record
Deed Sale	Jun 03, 2016 · Amount on Record
Prior Sale	May 18, 2010 · Amount on Record
Deed Document Number	20167296956
Record Updated	Jun 08, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	520 E NORTH AVE, LAKE BLUFF, IL 60044-2142
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008029299
Date	Apr 15, 2024
Instrument	8029299

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 01, 2034

Interest

Rate	8.75%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	520 E NORTH AVE, LAKE BLUFF, IL 60044-2142
Transaction Type	Mortgage
Record Updated	Nov 18, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007842049
Date	Nov 09, 2021
Instrument	7842049

Lender

Name	DIAMOND RESIDENTIAL MORTGAGE CORP
Type	Mortgage Company
Address	LAKE FOREST, IL 60045

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Bluff Village
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$279,934 (+8.98%) Land $134,042 Building $145,892	$839,886 (+8.98%) Land $402,166 Building $437,720
2024	$17,128.00 (+2.42%)
2023	$16,723.00 (+3.62%)	$256,868 (+5.97%) Land $103,075 Building $153,793	$770,681 (+5.97%) Land $309,256 Building $461,425
2022	$16,139.00	$242,405 Land $97,271 Building $145,134	$727,288 Land $291,842 Building $435,446

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978633002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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