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523 E North Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 523 E North Ave, Lake Bluff, IL 60044 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,344 sqft · built 1950
Lot Size0.144 acres (6,251 sqft)
OwnerIndividual Name on File
Last Sale$565,000 (Apr 2009)
Tax Bill$15,718 (2024)
Deeds & MortgagesJan 2021 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-21-210-009

Property Details

APN / Parcel Number

Primary APN12-21-210-009

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,344 sqft Living Area
Gross Area3,492 sqft
1st Floor Area1,196 sqft
Upper Floors Area1,148 sqft
Basement Area1,148 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,251 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeDetached
Garage Area484 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address523 E NORTH AVE
CityLAKE BLUFF
StateIL
Zip60044-2141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE OF LAKE BLUFF NORTH ADD LOT 20 BLOCK 33
Legal SubdivisionVILLAGE OF LAKE BLUFF NORTH ADD
Legal Block33
Legal Lot Number20
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group2
Census Block2016
Census Tract863300

Owner

Source: Lake County records · APN 12-21-210-009

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address523 E NORTH AVE, LAKE BLUFF, IL 60044-2141
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Deed of Trust, Mortgage · Line of Credit
LAKE FOREST BANK & TRUST CO NA
Sep 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
WINTRUST MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 02, 2009 · Amount on Record
Deed SaleApr 02, 2009 · Amount on Record
Deed Document Number20096455644
Prior Transfer DateNov 03, 1999
Prior Transfer Doc0004466673
Record UpdatedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address523 E NORTH AVE, LAKE BLUFF, IL 60044-2141
Transaction TypeMortgage
Record UpdatedMar 09, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007740330
DateJan 19, 2021
Instrument7740330
Lender
NameLAKE FOREST BANK & TRUST CO NA
TypeBank
AddressLAKE FOREST, IL 60045
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.25%
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address523 E NORTH AVE, LAKE BLUFF, IL 60044-2141
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007696074
DateSep 18, 2020
Instrument7696074
Lender
NameWINTRUST MORTGAGE
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$257,612 (+20.59%) Land $113,405 Building $144,207$772,913 (+20.59%) Land $340,249 Building $432,664
2024$15,718.00 (+13.59%)
2023$13,837.00 (+3.62%)$213,634 (+5.97%) Land $94,045 Building $119,589$640,966 (+5.97%) Land $282,163 Building $358,803
2022$13,353.00$201,606 Land $88,750 Building $112,856$604,879 Land $266,277 Building $338,602

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978633002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimAug 1983, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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