540 E Francis Ave, Spokane, WA 99208 Property Records

Spokane County property record for 540 E Francis Ave, Spokane, WA 99208

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	288 sqft · built 1972
Lot Size	0.23 acres (10,025 sqft)
Owner	Company Name on Record
Last Sale	$320,000 (Apr 2020)
Tax Bill	$1,950 (2026)
Deeds & Mortgages	Mar 2022 Transfer Apr 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36322.0116`

Property Details

APN / Parcel Number

Primary APN	`36322.0116`

Interior

Stories	1 Story
Building Area	288 sqft Total Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Lot Area	10,025 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Total Buildings	2 Buildings

Location & Zoning

Street Address	540 E FRANCIS AVE
City	SPOKANE
State	WA
Zip	99208-1040
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	GC
Legal Description	SPOKANE TER L37-38 B40
Legal Range	43E
Legal Township	26N
Legal Section	32
Legal Subdivision	SPOKANE TER
Legal Block	40
Legal Lot Number	37-38
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1003
Census Tract	400

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	540 E FRANCIS AVE, SPOKANE, WA 99208-1040
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 28, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Apr 28, 2020	Warranty Deed, Transfer · Commercial Mortgage SEACOAST COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2020 · Amount on Record
Deed Sale	Apr 28, 2020 · Amount on Record
Prior Sale	Sep 21, 2012 · Amount on Record
Deed Document Number	20206915160
Last Transfer Date	Mar 16, 2022
Transfer Doc	0007190724
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 21, 2022
Property Address	540 E FRANCIS AVE, SPOKANE, WA 99208-1040
Document Number	0007190724
Map Reference	MB I PG 42
Instrument Date	Mar 16, 2022
Instrument	7190724
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 28, 2020
Property Address	540 E FRANCIS AVE, SPOKANE, WA 99208-1040
Document Number	0006915161
Instrument Date	Apr 24, 2020
Instrument	6915161
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	14108 E WELLESLEY SPOKANE WA 99218, SPOKANE, WA 99218

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 28, 2020
Property Address	540 E FRANCIS AVE, SPOKANE, WA 99208-1040
Document Number	0006915160
Map Reference	VOL 1 PG 42
Instrument Date	Apr 22, 2020
Instrument	6915160
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,125.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14108 E WELLESLEY AVE, SPOKANE VALLEY, WA 99216-1414
Investor	Possibly a Property Investor

Mortgage

Document Number	0006915162
Date	Apr 28, 2020
Instrument	6915162

Lender

Name	SEACOAST COMMERCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,950.00 (+2.42%)	$186,750 (-0.64%) Land $100,250 Building $86,500	$186,750 (-0.64%) Land $100,250 Building $86,500
2025	$1,904.00 (+2.37%)	$187,950 (+9.05%) Land $100,250 Building $87,700	$187,950 (+9.05%) Land $100,250 Building $87,700
2024	$1,860.00 (+9.93%)	$172,350 (+15.09%) Land $100,250 Building $72,100	$172,350 (+15.09%) Land $100,250 Building $72,100
2023	$1,692.00 (-3.7%)	$149,750 Land $100,250 Building $49,500	$149,750 Land $100,250 Building $49,500
2022	$1,757.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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