610 E Francis Ave, Spokane, WA 99208 Property Records

Spokane County property record for 610 E Francis Ave, Spokane, WA 99208

Property Summary

Property Type	Commercial
Details	1 ba · 5,000 sqft · built 1979
Lot Size	0.573 acres (24,975 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Jan 2017)
Tax Bill	$8,301 (2026)
Deeds & Mortgages	Apr 2017 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36321.0420`

Property Details

APN / Parcel Number

Primary APN	`36321.0420`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	5,000 sqft Total Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2001
Exterior Material	Metal
Construction Type	Steel Frame
Lot Area	24,975 sqft (0.573 acres)
Lot Dimensions	132 ft deep x 203 ft wide
Garage Area	5,000 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	610 E FRANCIS AVE
City	SPOKANE
State	WA
Zip	99208
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CB
Legal Description	O E KENYONS ADD W20FT OF L10 & ALL LOTS 11-12-13&14 B2
Legal Range	13
Legal Township	12
Legal Section	11
Legal Subdivision	O E KENYONS ADD
Legal Block	2
Legal Lot Number	11,14
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1001
Census Tract	400

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	620 E FRANCIS AVE, SPOKANE, WA 99208-3633
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2017	Deed of Trust, Mortgage BANNER BK
Apr 5, 2017	Deed of Trust, Mortgage NORTHWEST BUSN DEV ASSN
Jan 23, 2017	Warranty Deed, Transfer · Commercial Mortgage BANNER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2017 · Amount on Record
Deed Sale	Jan 23, 2017 · Amount on Record
Prior Sale	Jun 6, 2003 · Amount on Record
Deed Document Number	20176573045
Prior Transfer Date	Jun 12, 2009
Prior Transfer Doc	0005805501
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	610 E FRANCIS AVE, SPOKANE, WA 99208
Document Number	0006591994
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	Apr 24, 2017
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 E FRANCIS AVE SPOKANE WA 99208, SPOKANE, WA 99208

Mortgage

Document Number	0006591994
Date	Apr 10, 2017
Instrument	6591994

Lender

Name	BANNER BK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 9, 2027

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	610 E FRANCIS AVE, SPOKANE, WA 99208
Document Number	0006591691
Instrument Date	Apr 5, 2017
Transaction Type	Mortgage
Record Updated	Apr 24, 2017
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	610 E FRANCIS AVE SPOKANE WA 99208, SPOKANE, WA 99208

Mortgage

Document Number	0006591691
Date	Apr 7, 2017
Instrument	6591691

Lender

Name	NORTHWEST BUSN DEV ASSN
Type	Construction/Development Company
Address	SPOKANE VALLEY, WA 99212

Agreement

Amount	Amount Recorded

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 23, 2017
Property Address	610 E FRANCIS AVE, SPOKANE, WA 99208
Document Number	0006573045
Map Reference	VOL E PG32
Instrument Date	Jan 20, 2017
Instrument	6573045
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 E DECARO LOOP, POST FALLS, ID 83854-8169

Mortgage

Document Number	0006573046
Date	Jan 23, 2017
Instrument	6573046

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	0006573047
Date	Jan 23, 2017
Instrument	6573047

Lender

Name	BANNER BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,301.00 (-3.38%)	$829,150 (+8.41%) Land $249,750 Building $579,400	$829,150 (+8.41%) Land $249,750 Building $579,400
2025	$8,591.00 (+15.02%)
2024		$764,850 (+2.62%) Land $249,750 Building $515,100	$764,850 (+2.62%) Land $249,750 Building $515,100
2023	$7,469.00 (-14.17%)	$745,350 Land $249,750 Building $495,600	$745,350 Land $249,750 Building $495,600
2022	$8,702.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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