540 E Encinas Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 540 E Encinas Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,096 sqft · built 1986
Lot Size	0.158 acres (6,896 sqft)
Owner	Company Name on File
Last Sale	$625,000 (Jun 2022)
Tax Bill	$1,693 (2025)
Deeds & Mortgages	May 2026 Transfer Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-95-040`

Property Details

APN / Parcel Number

Primary APN	`304-95-040`
Alternative APN	`304950405`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,096 sqft Living Area
Gross Area	2,296 sqft
1st Floor Area	1,136 sqft
2nd Floor Area	960 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,896 sqft (0.158 acres)
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	N A
City	NORTH RIM
State	AZ
Zip	86052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	CIRCLE G MEADOWS AMD MCR 258-37
Legal Range	6E
Legal Township	1S
Legal Section	6
Legal Subdivision	CIRCLE G MEADOWS AMD
Legal Lot Number	40
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2001
Census Tract	422508

Owner

Source: Maricopa County assessment roll, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jun 1, 2022	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jun 21, 2019	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Prior Sale	Jun 21, 2019 · Amount on Record
Deed Document Number	2022468148
Last Transfer Date	Mar 13, 2026
Transfer Doc	0000293591
Record Updated	Sep 20, 2026

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 15, 2026
Property Address	N A, NORTH RIM, AZ 86052
Document Number	0000293591
Instrument Date	Mar 13, 2026
Instrument	2026293591
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 E ENCINAS AVE, GILBERT, AZ 85234-3456

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 1, 2022
Property Address	540 E ENCINAS AVE, GILBERT, AZ 85234-3456
Document Number	0000468148
Map Reference	MB 258 PG 37
Instrument Date	May 26, 2022
Instrument	20220468148
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	TITLE ALLIANCE/AZ LLC, TITLE ALLIANCE OF AZ LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	540 E ENCINAS AVE, 540, GILBERT, AZ 85234-3456

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	540 E ENCINAS AVE, GILBERT, AZ 85234-3456

Mortgage

Document Number	0000468149
Date	Jun 1, 2022
Instrument	20220468149

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 21, 2019
Property Address	540 E ENCINAS AVE, GILBERT, AZ 85234-3456
Document Number	0000467642
Instrument Date	Jun 12, 2019
Instrument	467642
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	540 E ENCINAS AVE GILBERT AZ 852343456, GILBERT, AZ 85234-3456

Mortgage

Document Number	467643
Date	Jun 21, 2019
Instrument	467643

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,510 (+102.09%)	$455,100 (+2.62%) Land $91,000 Building $364,100
2025	$1,693.00 (+3.17%)	$22,520 (-51.63%)	$443,500 (-4.75%) Land $88,700 Building $354,800
2024		$46,560	$465,600 Land $93,100 Building $372,500
2023	$1,641.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Wi-Fiber Fixed Wireless	400 / 400
Lumen Technologies DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arizona Network, Verizon.

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