521 E Encinas Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 521 E Encinas Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,702 sqft · built 1984
Lot Size	0.158 acres (6,861 sqft)
Owner	Company Name on Record
Last Sale	$479,000 (Mar 2026)
Tax Bill	$1,524 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-95-060`

Property Details

APN / Parcel Number

Primary APN	`304-95-060`
Alternative APN	`304950608`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
Gross Area	1,958 sqft
1st Floor Area	1,702 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,861 sqft (0.158 acres)
Parking Spaces	2 Parking Spaces
Pool Area	436 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	521 E ENCINAS AVE
City	GILBERT
State	AZ
Zip	85234-3457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	CIRCLE G MEADOWS AMD MCR 258-37
Legal Range	6E
Legal Township	1S
Legal Section	6
Legal Subdivision	CIRCLE G MEADOWS AMD
Legal Lot Number	60
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2010
Census Tract	422508

Owner

Source: Maricopa County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4518 N 32ND ST, PHOENIX, AZ 85018-3303
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Warranty Deed, Transfer · Commercial Mortgage SJOUWERMAN FOUNDATION INC
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORIA DEVELOPMENT INC
Jan 8, 2018	Warranty Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	Jan 8, 2018 · Amount on Record
Deed Document Number	2026149508
Prior Transfer Date	Apr 25, 2002
Prior Transfer Doc	0000457289
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 16, 2026
Property Address	521 E ENCINAS AVE, GILBERT, AZ 85234-3457
Document Number	0000149508
Map Reference	MB 258 PG 37
Instrument Date	Feb 23, 2026
Instrument	20260149508
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3736 E TARO LN, PHOENIX, AZ 85050-2696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4518 N 32ND ST, PHOENIX, AZ 85018-3303
Investor	Possibly a Property Investor

Mortgage

Document Number	0000149509
Date	Mar 16, 2026
Instrument	20260149509

Lender

Name	SJOUWERMAN FOUNDATION INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	521 E ENCINAS AVE, GILBERT, AZ 85234-3457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000404149
Date	May 12, 2020
Instrument	20200404149

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 8, 2018
Property Address	521 E ENCINAS AVE, GILBERT, AZ 85234-3457
Document Number	0000015254
Map Reference	DOC1983-503905
Instrument Date	Dec 27, 2017
Instrument	2018-0015254
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 E ENCINAS AVE, 521, GILBERT, AZ 85234-3457

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 E ENCINAS AVE, GILBERT, AZ 85234-3457

Mortgage

Document Number	0000015255
Date	Jan 8, 2018
Instrument	2018-0015255

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,280 (+108.47%)	$422,800 (+2.22%) Land $84,500 Building $338,300
2025	$1,524.00 (+3.11%)	$20,281 (-53.24%)	$413,600 (-4.63%) Land $82,700 Building $330,900
2024		$43,370	$433,700 Land $86,700 Building $347,000
2023	$1,478.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arizona Network, Verizon.

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