530 E Encinas Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 530 E Encinas Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,471 sqft · built 1985
Lot Size	0.158 acres (6,887 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,000 (Jul 2018)
Tax Bill	$1,290 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-95-039`

Property Details

APN / Parcel Number

Primary APN	`304-95-039`
Alternative APN	`304950394`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,471 sqft Living Area
1st Floor Area	1,471 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,887 sqft (0.158 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	530 E ENCINAS AVE
City	GILBERT
State	AZ
Zip	85234-3456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	CIRCLE G MEADOWS AMD MCR 258-37
Legal Range	6E
Legal Township	1S
Legal Section	6
Legal Subdivision	CIRCLE G MEADOWS AMD
Legal Lot Number	39
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2001
Census Tract	422508

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	530 E ENCINAS AVE, GILBERT, AZ 85234-3456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 25, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING
Jul 20, 2018	Warranty Deed, Transfer · Second Mortgage (Down Payment) ARIZONA INDUSTRIAL DEVELOPMENT AUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2018 · Amount on Record
Deed Sale	Jul 20, 2018 · Amount on Record
Prior Sale	Feb 24, 2006 · Amount on Record
Deed Document Number	2018552670
Prior Transfer Date	Jan 23, 1998
Prior Transfer Doc	0000066641
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	530 E ENCINAS AVE, GILBERT, AZ 85234-3456
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 29232, PHOENIX, AZ 85038-9232

Mortgage

Document Number	0000591261
Date	Nov 16, 2023
Instrument	20230591261

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	530 E ENCINAS AVE, GILBERT, AZ 85234-3456
Transaction Type	Mortgage
Record Updated	Sep 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 E ENCINAS AVE, GILBERT, AZ 85234-3456

Mortgage

Document Number	0000669709
Date	Aug 26, 2022
Instrument	20220669709

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	530 E ENCINAS AVE, GILBERT, AZ 85234-3456
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 E ENCINAS AVE, GILBERT, AZ 85234-3456

Mortgage

Document Number	0000285259
Date	Mar 30, 2022
Instrument	20220285259

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	530 E ENCINAS AVE, GILBERT, AZ 85234-3456
Document Number	0000383084
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	530 E ENCINAS AVE GILBERT AZ 852343456, GILBERT, AZ 85234-3456

Mortgage

Document Number	0000383084
Date	May 5, 2020
Instrument	383084

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 20, 2018
Property Address	530 E ENCINAS AVE, GILBERT, AZ 85234-3456
Document Number	0000552670
Map Reference	DOC1983-503905
Instrument Date	Jun 12, 2018
Instrument	20180552670
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	530 E ENCINAS AVE, 530, GILBERT, AZ 85234-3456

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	530 E ENCINAS AVE, GILBERT, AZ 85234-3456

Mortgage

Document Number	0000552672
Date	Jul 20, 2018
Instrument	20180552672

Lender

Name	ARIZONA INDUSTRIAL DEVELOPMENT AUTH
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Mortgage

Document Number	0000552671
Date	Jul 20, 2018
Instrument	20180552671

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,920 (+121%)	$379,200 (+2.29%) Land $75,800 Building $303,400
2025	$1,290.00 (+3.2%)	$17,158 (-56.02%)	$370,700 (-4.97%) Land $74,100 Building $296,600
2024		$39,010	$390,100 Land $78,000 Building $312,100
2023	$1,250.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arizona Network, Verizon.

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