St. Charles County property record for 540 Copper Meadows Ln, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,536 sqft · built 2002 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $27,900 (May 2017) |
| Tax Bill | $3,007 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | T021700307 |
| Primary APN | T021700307 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| Gross Area | 1,936 sqft |
| 1st Floor Area | 980 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 75 sqft |
| Deck Area | Deck Area |
| Patio Area | 168 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T021700307 |
|---|---|
| Street Address | 540 COPPER MEADOWS LN |
| City | O FALLON |
| State | MO |
| Zip | 63368-3995 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLEEPY HOLLOW VLG #1 LOT 452 |
| Legal Subdivision | SLEEPY MEADOWS VLG #1 |
| Legal Lot Number | 452 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 311153 |
Source: St. Charles County records · APN T021700307
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 540 COPPER MEADOWS LN, O FALLON, MO 63368-3995 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF ST LOUIS |
| May 22, 2017 | Quit Claim Deed, Transfer · Line of Credit CENTRAL BK/ST LOUIS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2017 · Amount on Record |
| Deed Sale | May 22, 2017 · Amount on Record |
| Prior Sale | Feb 27, 2008 · Amount on Record |
| Deed Document Number | 2017310740 |
| Deed Book / Page | 6746 / 1860 |
| Prior Transfer Date | May 04, 2017 |
| Prior Transfer Doc | 0067461860 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 540 COPPER MEADOWS LN, O FALLON, MO 63368-3995 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 540 COPPER MEADOWS LN, O FALLON, MO 63368-3995 |
| Document Number | 2021R009710 |
|---|---|
| Date | Feb 02, 2021 |
| Instrument | 2021R-009710 |
| Name | CENTRAL BANK OF ST LOUIS |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 22, 2017 |
| Property Address | 540 COPPER MEADOWS LN, O FALLON, MO 63368-3995 |
| Document Number | 0067461860 |
| Book / Page | 006746 / 001860 |
| Instrument Date | May 04, 2017 |
| Instrument | 310740 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2017 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 540 COPPER MEADOWS LN O FALLON MO 633683995, O FALLON, MO 63368-3995 |
| Document Number | 67461862 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 006746/001862 |
| Instrument | 310750 |
| Name | CENTRAL BK/ST LOUIS |
|---|---|
| Address | SAINT LOUIS, MO 63105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 21, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,007.00 (+0.91%) | $48,001 (+3.91%) | $252,636 (+3.91%) Land $42,426 Building $210,210 |
| 2024 | $2,980.00 | ||
| 2023 | $46,195 | ||
| 2022 | $243,134 Building $243,134 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 394 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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