538 Copper Meadows Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 538 Copper Meadows Ln, O Fallon, MO 63368 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,416 sqft · built 2002
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Aug 2005)
Tax Bill	$3,894 (2024)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T021700306`

Property Details

APN / Parcel Number

Primary APN	`T021700306`
Alternative APN	`2-0130-8877-00-0451.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,416 sqft Living Area
Gross Area	2,836 sqft
1st Floor Area	1,208 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	596 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T021700306
Street Address	538 COPPER MEADOWS LN
City	O FALLON
State	MO
Zip	63368-3995
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SLEEPY HOLLOW VLG #1 LOT 451
Legal Subdivision	SLEEPY MEADOWS VLG #1
Legal Lot Number	451
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2028
Census Tract	311153

Owner

Source: St. Charles County records · APN T021700306

Assessment roll updated August 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	538 COPPER MEADOWS LN, O FALLON, MO 63368-3995
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 25, 2005 · Amount on Record
Deed Sale	Aug 25, 2005 · Amount on Record
Prior Sale	Nov 12, 2002 · Amount on Record
Deed Document Number	2005800920
Deed Book / Page	4271 / 632
Last Transfer Date	Feb 01, 2021
Transfer Doc	0000011254
Record Updated	Sep 20, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Feb 05, 2021
Property Address	538 COPPER MEADOWS LN, O FALLON, MO 63368-3995
Document Number	2021R011254
Map Reference	MB 38 PG 197
Instrument Date	Feb 01, 2021
Instrument	2021R-011254
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 COPPER MEADOWS LN, O FALLON, MO 63368-3995

Mortgage

Document Number	2021R011256
Date	Feb 05, 2021
Instrument	2021R-011256

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,973 (+12.25%)	$357,752 (+12.25%) Land $42,426 Building $315,326
2024	$3,894.00
2023		$60,553
2022			$318,701 Land $27,000 Building $291,701

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111532, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.