St. Charles County property record for 539 Copper Meadows Ln, O Fallon, MO 63368 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2002 |
| Square Footage | 2,844 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $466,830 (2025) |
| Tax Bill | $4,176.00 (2024) |
Source: St. Charles County records · APN T021700284
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 539 COPPER MEADOWS LN, O FALLON, MO 63368-3996 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP |
| Nov 14, 2025 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Aug 19, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN MORTGAGE CORP |
| Feb 07, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 14, 2025 · Amount on Record |
| Deed Sale | Nov 14, 2025 · Amount on Record |
| Prior Sale | Aug 19, 2019 · Amount on Record |
| Deed Doc Number | 202551219 |
| Prior Transfer Date | Aug 05, 2019 |
| Prior Transfer Doc | 0071251972 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 539 COPPER MEADOWS LN, O FALLON, MO 63368-3996 |
| Transaction Type | Mortgage |
| Record Updated | Dec 03, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000010936 |
|---|---|
| Date | Feb 04, 2021 |
| Instrument | 2021R-010936 |
| Name | AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAINT LOUIS, MO 63114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 14, 2025 |
| Property Address | 539 COPPER MEADOWS LN, O FALLON, MO 63368-3996 |
| Document Number | 0000051219 |
| Map Reference | MB 38 PG 197 |
| Instrument Date | Nov 12, 2025 |
| Instrument | 2025R-051219 |
| Transaction Type | Transfer |
| Record Updated | Dec 03, 2025 |
| Title Company | USTC, UST |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 539 COPPER MEADOWS LN, O FALLON, MO 63368-3996 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 539 COPPER MEADOWS LN, O FALLON, MO 63368-3996 |
| Document Number | 0000051220 |
|---|---|
| Date | Nov 14, 2025 |
| Instrument | 2025R-051220 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2045 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 19, 2019 |
| Property Address | 539 COPPER MEADOWS LN, O FALLON, MO 63368-3996 |
| Document Number | 0071251972 |
| Book / Page | 7125 / 1972 |
| Map Reference | MB 38 PG 197 |
| Instrument Date | Aug 05, 2019 |
| Instrument | 20190819000437420 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 539 COPPER MEADOWS LN, O FALLON, MO 63368-3996 |
| Document Number | 20190819000437430 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 20190819000437430 |
| Name | AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 07, 2019 |
| Property Address | 539 COPPER MEADOWS LN, O FALLON, MO 63368-3996 |
| Document Number | 0070331958 |
| Book / Page | 7033 / 1958 |
| Map Reference | MB 38 PG 197 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 20190207000058300 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | US TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 184 KENT AVE # AVEA401, 184, BROOKLYN, NY 11249-3118 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 539 COPPER MEADOWS LN, O FALLON, MO 63368-3996 |
| Document Number | 20190207000058310 |
|---|---|
| Date | Feb 07, 2019 |
| Instrument | 20190207000058310 |
| Name | AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2049 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,206.00 (+0.72%) | $67,410 (+3.72%) | $354,792 (+3.72%) Land $42,426 Building $312,366 |
| 2024 | $4,176.00 | ||
| 2023 | $64,990 | ||
| 2022 | $342,051 Land $27,000 Building $315,051 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | T021700284 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,844 sqft Living Area |
| Gross Area | 3,340 sqft Gross Area |
| 1st Floor | 1,670 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 6,098 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 496 sqft Garage |
| Porch | Open Porch |
| Porch Area | 176 sqft Porch |
| Heating Fuel | Gas Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | T021700284 |
|---|---|
| Street Address | 539 COPPER MEADOWS LN |
| City | O FALLON |
| State | MO |
| Zip | 63368-3996 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SLEEPY HOLLOW VLG #1 LOT 429 |
| Legal Subdivision | SLEEPY MEADOWS VLG #1 |
| Legal Lot Number | 429 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | BOONE |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 311153 |
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