St. Louis County property record for 540 Charoak Dr, Ballwin, MO 63021 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,904 sqft Living Area |
| Lot Size | 12,750 sqft (0.292 acres) |
| Garage | 440 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,452.00 (2024) |
Source: St. Louis County records · APN 24S-2-2-056-1
Assessment roll updated May 31, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 540 CHAROAK DR, BALLWIN, MO 63021-6244 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Dec 11, 2024 | Intrafamily Transfer, Transfer |
| Nov 01, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage GUARANTEED RATE |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Prior Sale | Nov 08, 2019 · Amount on Record |
| Last Transfer Date | Dec 11, 2024 |
| Transfer Doc | 2024121100013 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Dec 11, 2024 |
| Property Address | 540 CHAROAK DR, BALLWIN, MO 63021-6244 |
| Document Number | 2024121100013 |
| Map Reference | MB 179 PG 98 |
| Instrument Date | Nov 26, 2024 |
| Instrument | 2024121100013 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 540 CHAROAK DR, BALLWIN, MO 63021-6244 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 540 CHAROAK DR, BALLWIN, MO 63021-6244 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 540 CHAROAK DR, BALLWIN, MO 63021-6244 |
| Instrument Date | Nov 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2020 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 540 CHAROAK DR BALLWIN MO 630216244, BALLWIN, MO 63021-6244 |
| Document Number | 237821199 |
|---|---|
| Date | Nov 08, 2019 |
| Book Page | 023782/001199 |
| Instrument | 225 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 07, 2049 |
Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $68,610 (+7.83%) Land $34,470 Building $34,140 | $361,100 (+7.82%) Land $181,400 Building $179,700 | |
| 2024 | $4,452.00 (+0.09%) | ||
| 2023 | $4,448.00 (+8.81%) | $63,630 (+16.41%) Land $22,970 Building $40,660 | $334,900 (+16.41%) Land $120,900 Building $214,000 |
| 2022 | $4,088.00 | $54,660 Land $26,810 Building $27,850 | |
| 2021 | $287,700 Land $141,100 Building $146,600 |
Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 24S-2-2-056-1 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 1,904 sqft Living Area |
| 1st Floor | 912 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Raised Foundation |
| Lot Area | 12,750 sqft (0.292 acres) |
| Depth X Width | 150 ft x 85 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 440 sqft Garage |
| Balcony Area | 80 sqft Balcony |
|---|---|
| Balcony | Balcony |
| Patio Area | 264 sqft Patio |
| Porch | Open Porch |
| Porch Area | 168 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 540 CHAROAK DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-6244 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAK HILL 24S220011 7 31 78 |
| Legal Subdivision | OAK HILL |
| Legal Lot Number | 154 |
| Jurisdiction | ST LOUIS MO |
| Minor Civil Division | WILDHORSE |
| Census Blockgroup | 4 |
| Census Block | 4009 |
| Census Tract | 217923 |
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