St. Louis County property record for 539 Charoak Dr, Ballwin, MO 63021 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,528 sqft · built 1979 |
| Lot Size | 0.273 acres (11,905 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,500 (Apr 2013) |
| Tax Bill | $4,180 (2024) |
| Deeds & Mortgages | Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24S-21-0089 |
| Primary APN | 24S-21-0089 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,528 sqft Living Area |
| Gross Area | 2,012 sqft |
| 1st Floor Area | 1,528 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 11,905 sqft (0.273 acres) |
| Lot Dimensions | 158 ft deep x 111 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Patio Area | 778 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 539 CHAROAK DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-6217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK HILL 7 31 78 LOT 184 |
| Legal Subdivision | OAK HILL |
| Legal Lot Number | 184 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | WILDHORSE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 217923 |
Source: St. Louis County records · APN 24S-21-0089
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 539 CHAROAK DR, BALLWIN, MO 63021-6217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2013 · Amount on Record |
| Deed Sale | Apr 16, 2013 · Amount on Record |
| Prior Sale | Sep 11, 2008 · Amount on Record |
| Deed Document Number | 2013722 |
| Deed Book / Page | 20462 / 4046 |
| Prior Transfer Date | Apr 05, 2013 |
| Prior Transfer Doc | 0204624046 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 539 CHAROAK DR, BALLWIN, MO 63021-6217 |
| Document Number | 0224801938 |
| Book / Page | 022480 / 001938 |
| Instrument Date | Apr 04, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 539 CHAROAK DR BALLWIN MO 630216217, BALLWIN, MO 63021-6217 |
| Document Number | 0224801938 |
|---|---|
| Date | Apr 13, 2017 |
| Book Page | 022480/001938 |
| Instrument | 452 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 12, 2057 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Ballwin City |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $65,800 (+10.2%) Land $30,670 Building $35,130 | $346,300 (+10.18%) Land $161,400 Building $184,900 | |
| 2024 | $4,180.00 (+0.1%) | ||
| 2023 | $4,176.00 (+7.96%) | $59,710 (+15.45%) Land $20,440 Building $39,270 | $314,300 (+15.47%) Land $107,600 Building $206,700 |
| 2022 | $3,868.00 | $51,720 Land $23,850 Building $27,870 | |
| 2021 | $272,200 Land $125,500 Building $146,700 |
Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 301 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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