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  5. Charoak Dr

523 Charoak Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 523 Charoak Dr, Ballwin, MO 63021 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,366 sqft · built 1980
Lot Size0.197 acres (8,568 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Aug 2020)
Tax Bill$4,017 (2024)
Deeds & MortgagesAug 2020 Sale & Mortgage
Aug 2020 Transfer
Flood ZoneZone X (minimal risk)
APN24S-23-0142

Property Details

APN / Parcel Number

Primary APN24S-23-0142

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,366 sqft Living Area
Gross Area1,784 sqft
1st Floor Area1,366 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area8,568 sqft (0.197 acres)
Lot Dimensions95 ft deep x 62 ft wide
View / LotCul-De-Sac
Garage TypeAttached
Garage Area418 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area28 sqft
Balcony Area26 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address523 CHAROAK DR
CityBALLWIN
StateMO
Zip63021-6217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK HILL 7 31 78 LOT 180
Legal SubdivisionOAK HILL
Legal Lot Number180
JurisdictionST LOUIS MO
Township / Civil DivisionWILDHORSE
Census Block Group4
Census Block4009
Census Tract217923

Owner

Source: St. Louis County records · APN 24S-23-0142

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address523 CHAROAK DR, BALLWIN, MO 63021-6217
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2020Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Aug 20, 2020Quit Claim Deed, Transfer
US TITLE-DES PERES

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 20, 2020 · Amount on Record
Deed SaleAug 20, 2020 · Amount on Record
Prior SaleJun 11, 2013 · Amount on Record
Deed Document Number20201045
Deed Book / Page24256 / 2626
Last Transfer DateJan 09, 2026
Transfer Doc0000000595
Record UpdatedSep 20, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateAug 20, 2020
Property Address523 CHAROAK DR, BALLWIN, MO 63021-6217
Document Number0242562626
Book / Page24256 / 2626
Map ReferenceMB 179 PG 98&99
Instrument DateJul 31, 2020
Instrument2020082001045
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyUS TITLE DES PERES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address523 CHAROAK DR, 523, BALLWIN, MO 63021-6217

Transferred To (Grantee/Buyer)

NameVerified Name
Address523 CHAROAK DR, BALLWIN, MO 63021-6217

Mortgage

Document Number2020082001047
DateAug 20, 2020
Instrument2020082001047
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MO
Recording DateAug 20, 2020
Property Address523 CHAROAK DR, BALLWIN, MO 63021-6217
Document Number0242562623
Book / Page024256 / 002623
Instrument DateJul 31, 2020
Instrument1044
Transaction TypeTransfer
Record UpdatedSep 11, 2020
Title CompanyUS TITLE-DES PERES

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address523 CHAROAK DR BALLWIN MO 630216217, BALLWIN, MO 63021-6217

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityBallwin City
CountySt. Louis County
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$61,100 (+6.48%) Land $26,370 Building $34,730$321,600 (+6.49%) Land $138,800 Building $182,800
2024$4,017.00 (+0.07%)
2023$4,014.00 (+16.45%)$57,380 (+24.52%) Land $17,590 Building $39,790$302,000 (+24.54%) Land $92,600 Building $209,400
2022$3,447.00$46,080 Land $20,520 Building $25,560
2021$242,500 Land $108,000 Building $134,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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