San Mateo County property record for 540 Cedar Ave, San Bruno, CA 94066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,950 sqft · built 1954 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $962,000 (Oct 2014) |
| Tax Bill | $14,466 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-231-260 |
| Primary APN | 020-231-260 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,950 sqft Living Area |
| Gross Area | 3,110 sqft |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,160 sqft |
| Family Room | Family Room |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Basement |
| Garage Area | 1,160 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 540 CEDAR AVE |
|---|---|
| City | SAN BRUNO |
| State | CA |
| Zip | 94066-4118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOTS 44 & 45 BLOCK 12A HUNTINGTON PARK 2ND ADD RSM |
| Legal Subdivision | HUNTINGTON PARK 2ND ADD |
| Legal Block | 12A |
| Legal Lot Number | 44,45 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 604000 |
540 Cedar Ave is owner-occupied and held in a trust since May 2015.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 540 CEDAR AVE, SAN BRUNO, CA 94066-4118 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Dec 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2014 · Amount on File |
| Deed Sale | Oct 8, 2014 · Amount on File |
| Prior Sale | Jul 27, 2007 · Amount on File |
| Deed Document Number | 201491512 |
| Last Transfer Date | May 2, 2015 |
| Transfer Doc | 0000061309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 540 CEDAR AVE, SAN BRUNO, CA 94066-4118 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 540 CEDAR AVE, SAN BRUNO, CA 94066-4118 |
| Document Number | 0000045251 |
|---|---|
| Date | Jun 3, 2022 |
| Instrument | 2022-045251 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 540 CEDAR AVE, SAN BRUNO, CA 94066-4118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 540 CEDAR AVE, SAN BRUNO, CA 94066-4118 |
| Document Number | 0000138804 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 2020-138804 |
| Name | GOOGAIN INC |
|---|---|
| Type | Mortgage Company |
| Address | SUNNYVALE, CA 94086 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 540 Cedar Ave was $14,466 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Bruno City |
| Elementary School District | San Bruno Park Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,201,578 (+2%) Land $589,647 Building $611,931 | ||
| 2025 | $14,466.00 Homeowner's exemption | $1,178,020 Land $578,086 Building $599,934 | |
| 2023 | $12,335.00 (+2.61%) Homeowner's exemption | $1,127,278 Land $555,639 Building $571,639 | $1,283,040 |
| 2022 | $12,021.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 540 Cedar Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 540 Cedar Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN BRUNO serves 42,631 people · EPA ID CA4110023 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: T-Mobile, Verizon.
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