Buncombe County property record for 540 Brandon Rd, Black Mountain, NC 28711 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,124 sqft · built 2008 |
| Lot Size | 2.46 acres (107,158 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,922 (2025) |
| Deeds & Mortgages | Feb 2017 Line of Credit Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 695769-2020-202 |
| Primary APN | 695769-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,124 sqft Living Area |
| Gross Area | 3,912 sqft |
| 1st Floor Area | 1,068 sqft |
| Basement Area | 1,596 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 107,158 sqft (2.46 acres) |
| Porch | Screened Porch |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 400 sqft |
| Patio Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 695769-2020-202 |
|---|---|
| Street Address | 540 BRANDON RD |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-8410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIV: JOHN THOME BLOCK: LOT: 1,2,3 SECTION: PLAT: 0093-0127 |
| Legal Subdivision | JOHN THOME |
| Legal Block | 1 |
| Legal Lot Number | 1,2 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 3105 |
Source: Buncombe County records · APN 695769-2020-202
Assessment roll updated September 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 RHODODENDRON AVE, BLACK MOUNTAIN, NC 28711-3040 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jun 07, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 28, 2008 |
| Transfer Doc | 0046030924 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 540 BRANDON RD, BLACK MOUNTAIN, NC 28711-8410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LENDER RECORDING SERVICE |
| Name | Verified Name |
|---|
| Document Number | 0055221315 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | 5522/1315 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | BLACK MOUNTAIN, NC 28711 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 540 BRANDON RD, BLACK MOUNTAIN, NC 28711-8410 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057771831 |
|---|---|
| Date | Jun 07, 2019 |
| Book Page | 5777/1831 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | BLACK MOUNTAIN, NC 28711 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,922.00 (+3.46%) | $452,100 (-) Land $98,900 Building $353,200 | $452,100 (-) Land $98,900 Building $353,200 |
| 2024 | $3,791.00 (+2.4%) | ||
| 2023 | $3,702.00 | $452,100 | $452,100 (-) Land $98,900 Building $353,200 |
| 2021 | $452,100 Land $98,900 Building $353,200 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370210031051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 19 individual NFIP policies nearby |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,449 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 223 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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