521 Brandon Rd, Black Mountain, NC 28711 Property Records

Buncombe County property record for 521 Brandon Rd, Black Mountain, NC 28711

Property Summary

Property TypeMobile Home
Details1,056 sqft · built 1985
Lot Size0.389 acres (16,988 sqft)
OwnerIndividual Name on File
Last Sale$96,000 (Sep 2018)
Tax Bill$866 (2025)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0710-60-6720-00000

Property Details

APN / Parcel Number

Primary APN0710-60-6720-00000
Alternative APN
  • 071019605642000

Interior

Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft

Exterior

Year BuiltBuilt 1985
Architectural StyleOther
Foundation TypeMasonry
Lot Area16,988 sqft (0.389 acres)
Garage Area1,024 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area260 sqft
Patio Area90 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Old Parcel Number071019605642000
Street Address521 BRANDON RD
CityBLACK MOUNTAIN
StateNC
Zip28711-8410
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeDEED DATE:09/26/2018 DEED
Legal DescriptionDEED DATE:09/26/2018 DEED:5705-1796 PLAT:0000-0000
Legal Lot Number5642
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group1
Census Block1025
Census Tract3105

Owner

Source: Buncombe County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address521 BRANDON RD, BLACK MOUNTAIN, NC 28711-8410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 26, 2018 · Amount on Record
Deed SaleSep 26, 2018 · Amount on Record
Prior SaleAug 12, 2016
Deed Document Number0057051796
Deed Book / Page5705 / 1796
Record UpdatedJun 8, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateSep 26, 2018
Property Address521 BRANDON RD, BLACK MOUNTAIN, NC 28711-8410
Document Number0057051796
Book / Page5705 / 1796
Instrument DateSep 25, 2018
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$192.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address521 BRANDON RD, BLACK MOUNTAIN, NC 28711-8410

Mortgage

Document Number57051799
DateSep 26, 2018
Instrument5705/1799
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term181 Months
DueOct 1, 2033
Interest
Rate TypeAdjustable Rate
Rate4.87%
Change Frequency5 Years
Min Rate At Change4.25%
Index5-Year CMT
Max Rate6%

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityBlack Mountain Town
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$866.00 (+5.87%)$99,900 (-)
2023$818.00$99,900$99,900 (-) Land $54,600 Building $45,300
2021$99,900 Land $54,600 Building $45,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BLACK MOUNTAIN
serves 11,976 people · EPA ID NC0111020
Water SourcePurchased surface water from several systems
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Brandon Rd

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