Buncombe County property record for 551 Brandon Rd, Black Mountain, NC 28711 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Conventional |
| Year Built | Built 2018 |
| Square Footage | 1,744 sqft Living Area |
| Lot Size | 43,124 sqft (0.99 acres) |
| Garage | Attached, 528 sqft |
| Tax Bill | $1,983.00 (2024) |
| Primary APN | 3025930-2020-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,744 sqft Living Area |
| Gross Area | 2,272 sqft Gross Area |
| 1st Floor | 1,744 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Conventional Style |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 43,124 sqft (0.99 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Deck Area | 296 sqft Deck |
| Porch | Open Porch |
| Porch Area | 546 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 3025930-2020-20 |
|---|---|
| Street Address | 551 BRANDON RD |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-8410 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT: TRACT 1 PLAT: 0172-0117 |
| Legal Tract | 1 |
| Legal Block | 1 |
| Legal Lot Number | TRACT |
| Jurisdiction | BUNCOMBE NC |
| Minor Civil Division | BLACK MOUNTAIN |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 3105 |
Source: Buncombe County records · APN 3025930-2020-20
Assessment roll updated September 22, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1507, BLACK MOUNTAIN, NC 28711-1507 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 30, 2018 | Deed of Trust, Mortgage · Building or Construction Mortgage FIRST BANK |
| Oct 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| Dec 11, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 29, 2017 |
| Transfer Doc | 0055331356 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 551 BRANDON RD, BLACK MOUNTAIN, NC 28711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056590296 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 5659/0296 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | TROY, NC 27371 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Feb 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 551 BRANDON RD, BLACK MOUNTAIN, NC 28711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0058230294 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | 5823/0294 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | SOUTHERN PINES, NC 28387 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 551 BRANDON RD, BLACK MOUNTAIN, NC 28711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0058421596 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 5842/1596 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | BLACK MOUNTAIN, NC 28711 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,075.00 (+4.64%) | $317,600 (-) Land $62,300 Building $255,300 | $317,600 (-) Land $62,300 Building $255,300 |
| 2024 | $1,983.00 (+3.23%) | ||
| 2023 | $1,921.00 | $317,600 | $317,600 (-) Land $62,300 Building $255,300 |
| 2021 | $317,600 Land $62,300 Building $255,300 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,449 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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