540 46th Ct, Vero Beach, FL 32968 Property Records

Indian River County property record for 540 46th Ct, Vero Beach, FL 32968

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,307 sqft · built 1998
Lot Size0.35 acres (15,246 sqft)
Owner2 Owner Names on File
Last Sale$33,300 (Apr 1997)
Tax Bill$2,590 (2025)
Flood ZoneZone AE (high risk)
APN33-39-16-00006-0000-00012.0

Property Details

APN / Parcel Number

Primary APN33-39-16-00006-0000-00012.0
Alternative APN
  • 80816

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,307 sqft Living Area
1st Floor Area2,307 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeRetaining Wall
Roof TypeHip
Roof MaterialShingle
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions136 ft deep x 84 ft wide
Garage Area462 sqft
DrivewayDriveway
Driveway Area1,440 sqft

Exterior Amenities

Pool Area360 sqft
PorchOpen Porch
Porch Area531 sqft
Patio Area371 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number80816
Street Address540 46TH CT
CityVERO BEACH
StateFL
Zip32968-1852
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionINDIAN OAKS SUB PBI 13-60 LOT 12 & INC APART OF LOT 13, MORE PART DESC AS FOLL: COM AT NE COR OF PLAT OF AFORESAID INDI-AN
Legal Range39
Legal Township33
Legal Section16
Legal SubdivisionINDIAN OAKS SUBDIVISION
Legal Lot Number12-13
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group3
Census Block3005
Census Tract50702

Owner

The current owner of 540 46th Ct bought it in April 1997.

Source: Indian River County records, as of March 5, 2026

Owner of Record2 Owner Names on File
Mailing Address540 46TH CT, VERO BEACH, FL 32968-1852
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 1997 · Amount on File
Deed SaleApr 21, 1997 · Amount on File
Deed Document Number0114900155
Deed Book / Page01149 / 00155
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 540 46th Ct was $2,590.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,590.00$195,549$408,186 Land $39,987 Building $368,199
2023$2,192.00 (+2.96%)$184,503 (+3%)$414,506 (+17%) Land $39,987 Building $374,519
2022$2,129.00$179,129$354,288 Land $39,987 Building $314,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 540 46th Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 234 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies234 in force
Nearby Flood Claims25 (1979–2025)
Claims Outside the SFHA21 of 25
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 540 46th Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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