Indian River County property record for 515 46th Ct, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,920 sqft · built 2002 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Dec 2021) |
| Tax Bill | $7,234 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Dec 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 33-39-16-00006-0000-00032.0 |
| Primary APN | 33-39-16-00006-0000-00032.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,920 sqft Living Area |
| Gross Area | 3,466 sqft |
| 1st Floor Area | 2,216 sqft |
| 2nd Floor Area | 704 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 142 ft deep x 92.8 ft wide |
| View / Lot | Corner |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 646 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 385 sqft |
| Patio Area | 1,153 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 515 46TH CT |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32968-1853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | INDIAN OAKS SUB LOT 32 PBI 13-60 |
| Legal Range | 39E |
| Legal Township | 33S |
| Legal Section | 16 |
| Legal Subdivision | INDIAN OAKS SUBDIVISION |
| Legal Lot Number | 32 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 50702 |
515 46th Ct is owned by two individuals who bought it in December 2021.
Source: Indian River County records, as of December 23, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 520 47TH AVE, VERO BEACH, FL 32968-1854 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NATIONAL ASSOCIATION |
| Dec 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2021 · Amount on File |
| Deed Sale | Dec 1, 2021 · Amount on File |
| Prior Sale | Sep 3, 2015 · Amount on File |
| Deed Document Number | 202182528 |
| Deed Book / Page | 3488 / 1253 |
| Prior Transfer Date | Jan 5, 2007 |
| Prior Transfer Doc | 0021211604 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 515 46TH CT, VERO BEACH, FL 32968-1853 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 515 46TH CT, VERO BEACH, FL 32968-1853 |
| Document Number | 0038241137 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | 3824/1137 |
| Instrument | 3120250060653 |
| Name | SOUTH STATE BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 59 Months |
| Due | Nov 20, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 1, 2021 |
| Property Address | 515 46TH CT, VERO BEACH, FL 32968-1853 |
| Document Number | 0034881253 |
| Book / Page | 3488 / 1253 |
| Map Reference | MB 13 PG 60 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 3120210082528 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Title Company | PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 S LEWIS ST, 18, CHARLESTOWN, RI 02813-2330 |
| Name | Verified Name |
|---|---|
| Address | 520 47TH AVE, VERO BEACH, FL 32968-1854 |
| Document Number | 0034881258 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 3488/1258 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 515 46th Ct was $7,234.
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,234.00 | $485,926 Land $42,967 Building $442,959 | $485,926 Land $42,967 Building $442,959 |
| 2023 | $6,423.00 (+11.84%) | $465,002 (+17%) Land $42,967 Building $422,035 | $465,002 (+17%) Land $42,967 Building $422,035 |
| 2022 | $5,743.00 | $397,442 Land $42,967 Building $354,475 | $397,442 Land $42,967 Building $354,475 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 515 46th Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 234 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 234 in force |
| Nearby Flood Claims | 25 (1979–2025) |
| Claims Outside the SFHA | 21 of 25 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 46th Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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