Indian River County property record for 550 46th Ct, Vero Beach, FL 32968
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,690 sqft · built 2000 |
| Lot Size | 0.539 acres (23,522 sqft) |
| Owner | Trust Name on File |
| Last Sale | $745,000 (Jan 2026) |
| Tax Bill | $8,362 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Feb 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 33-39-16-00006-0000-00013.0 |
| Primary APN | 33-39-16-00006-0000-00013.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,690 sqft Living Area |
| 1st Floor Area | 2,690 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 23,522 sqft (0.539 acres) |
| Lot Dimensions | 168 ft deep x 33 ft wide |
| Garage Area | 625 sqft |
| Driveway | Driveway |
| Driveway Area | 1,175 sqft |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 1 sqft |
| Porch | Open Porch |
| Porch Area | 562 sqft |
| Patio Area | 420 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 80817 |
|---|---|
| Street Address | 550 46TH CT |
| City | VERO BEACH |
| State | FL |
| Zip | 32968-1852 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | INDIAN OAKS SUBDIVISION PBI 13 - 60 PART OF LOTS 13 AND 14 MORE PART DESC AS BEG AT THE NE COR OF INDIAN OAKS SUBDIVISION TH |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 16 |
| Legal Subdivision | INDIAN OAKS SUBDIVISION |
| Legal Lot Number | 12-14 132 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 50702 |
550 46th Ct is held in a trust since January 2026.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 55046TH COURT, VERO BEACH, FL 32968 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC |
| Feb 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Jun 11, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 24, 2019 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2026 · Amount on File |
| Deed Sale | Jan 29, 2026 · Amount on File |
| Prior Sale | Feb 27, 2023 · Amount on File |
| Deed Document Number | 3120260004325 |
| Deed Book / Page | 3834 / 1579 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jan 29, 2026 |
| Property Address | 550 46TH CT, VERO BEACH, FL 32968-1852 |
| Document Number | 0038341579 |
| Book / Page | 3834 / 1579 |
| Map Reference | MB 13 PG 60 |
| Instrument Date | Jan 29, 2025 |
| Instrument | 3120260004325 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,215.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5211 MICHIGAN AVE, NASHVILLE, TN 37209-2028 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 55046TH COURT, VERO BEACH, FL 32968 |
| Document Number | 0038341582 |
|---|---|
| Date | Jan 29, 2026 |
| Instrument | 3834/1582 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Feb 27, 2023 |
| Property Address | 550 46TH CT, VERO BEACH, FL 32968-1852 |
| Document Number | 0036020508 |
| Book / Page | 3602 / 508 |
| Map Reference | MB 13 PG 60&60A |
| Instrument Date | Feb 24, 2023 |
| Instrument | 3120230008883 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2023 |
| Title Company | PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,823.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6310 BAYSHORE RD # 254, 254, PALMETTO, FL 34221-8429 |
| Name | Verified Name |
|---|---|
| Address | 550 46TH CT, VERO BEACH, FL 32968-1852 |
| Document Number | 0003602510 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 3602/510 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 550 46TH CT, VERO BEACH, FL 32968-1852 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031240541 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 3124/0541 |
| Instrument | 3120180035845 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | VERO BEACH, FL 32960 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | May 26, 2058 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Sep 24, 2019 |
| Property Address | 550 46TH CT, VERO BEACH, FL 32968-1852 |
| Document Number | 0032401094 |
| Book / Page | 003240 / 001094 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 55852 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2019 |
| Title Company | SUPREME TITLE SOLUTIONS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 550 46TH CT VERO BEACH FL 329681852, VERO BEACH, FL 32968-1852 |
| Document Number | 32401096 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 003240/001096 |
| Instrument | 55853 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 23, 2049 |
The 2025 property tax bill for 550 46th Ct was $8,362.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,362.00 | $606,398 | $614,233 Land $46,135 Building $568,098 |
| 2023 | $5,393.00 (+1.39%) | $424,425 (+3%) | $613,376 (+17.73%) Land $46,135 Building $567,241 |
| 2022 | $5,319.00 | $412,063 | $521,021 Land $46,135 Building $474,886 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 550 46th Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 234 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 234 in force |
| Nearby Flood Claims | 25 (1979–2025) |
| Claims Outside the SFHA | 21 of 25 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 550 46th Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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