Middlesex County and Reading Town property record for 44 Temple St, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1950 |
| Square Footage | 1,450 sqft Living Area |
| Lot Size | 9,108 sqft (0.209 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $703,000 (2021) |
| Tax Bill | $7,965.00 (2025) |
| Primary APN | READ M:016.0-0000-0124.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,450 sqft Living Area |
| Gross Area | 2,972 sqft Gross Area |
| Basement Area | 1,090 sqft Basement |
| Unfinished Basement | 1,090 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,108 sqft (0.209 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 50000000002 |
|---|---|
| Street Address | 44 TEMPLE ST |
| City | READING |
| State | MA |
| Zip | 01867-2830 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records · APN READ M:016.0-0000-0124.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 TEMPLE ST, READING, MA 01867-2830 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Feb 03, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance GUARANTEED RATE INC |
| Sep 24, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 18, 2020 | Deed of Trust, Mortgage · Line of Credit HANSCOM FCU |
| Jul 26, 2021 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2021 · Amount on Record |
| Deed Sale | Jul 26, 2021 · Amount on Record |
| Prior Sale | Apr 11, 2016 · Amount on Record |
| Deed Book / Page | 78328 / 296 |
| Transfer Doc | 55694-363 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 44 TEMPLE ST, READING, MA 01867-2830 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 076871-108 |
|---|---|
| Date | Feb 03, 2021 |
| Book Page | 76871/108 |
| Instrument | 24855 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 44 TEMPLE ST, READING, MA 01867-2830 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 073332-152 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 73332/152 |
| Instrument | 145180 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 44 TEMPLE ST, READING, MA 01867-2830 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 074309-268 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 74309/268 |
| Instrument | 40535 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 26, 2021 |
| Property Address | 44 TEMPLE ST, READING, MA 01867-2830 |
| Document Number | 078328-296 |
| Book / Page | 78328 / 296 |
| Instrument Date | Jul 26, 2021 |
| Instrument | 167568 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 44 TEMPLE ST, READING, MA 01867-2830 |
| Document Number | 0000167569 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 167569 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,965.00 (-1.13%) | $699,300 (+1.73%) Land $444,700 Building $254,600 | $811,490 (+8.44%) |
| 2024 | $8,056.00 (-1.23%) | $687,400 (+6.11%) Land $437,100 Building $250,300 | $748,315 |
| 2023 | $8,156.00 | $647,800 Land $411,900 Building $235,900 |
44 Temple St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 2nd percentile of exposed land nationally · 4th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | House at 44 Temple Street listed 1984 · 1 contributing resources · NRIS 84002650 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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