Grays Harbor County property record for 54 Stephens Rd, Elma, WA 98541
| Property Type | Single Family Home |
|---|---|
| Details | 3,546 sqft · built 1999 |
| Lot Size | 4.95 acres (215,622 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $462,500 (Aug 2007) |
| Tax Bill | $7,103 (2026) |
| Deeds & Mortgages | Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 180725130050 |
| Primary APN | 180725130050 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 3,546 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Multi-Level |
| Foundation Type | Concrete |
| Roof Material | Wood Shingle |
| Lot Area | 215,622 sqft (4.95 acres) |
| Garage Area | 2,340 sqft |
| Porch | Porch |
| Porch Area | 720 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 54 STEPHENS RD |
|---|---|
| City | ELMA |
| State | WA |
| Zip | 98541-9510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | G5 |
| Legal Description | LOT 2 OF LL 97-1911 MF 97-54458 |
| Legal Range | 25 |
| Legal Township | 07 |
| Legal Section | 18 |
| Legal Subdivision | GRAYS HBR CNTY LARGE LT 9719 |
| Legal Block | 251 |
| Legal Lot Number | 2 |
| Jurisdiction | GRAYS HARBOR WA |
| Township / Civil Division | ELMA |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 501 |
Source: Grays Harbor County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 54 STEPHENS RD, ELMA, WA 98541-9510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2007 · Amount on Record |
| Deed Sale | Aug 1, 2007 · Amount on Record |
| Deed Document Number | 200773 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYS HARBOR WA |
| Property Address | 54 STEPHENS RD, ELMA, WA 98541-9510 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0006140042 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 2019-06140042 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | MONTESANO, WA 98563 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Grays Harbor County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Grays Harbor County |
| Unified School District | Satsop School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,103.00 (+15.33%) | ||
| 2025 | $900,364 (-) Land $154,188 Building $746,176 | $900,364 (-) Land $154,188 Building $746,176 | |
| 2024 | $6,159.00 (+2.21%) | $900,364 (+18.32%) Land $154,188 Building $746,176 | $900,364 (+18.32%) Land $154,188 Building $746,176 |
| 2023 | $6,026.00 | ||
| 2022 | $760,978 Land $141,174 Building $619,804 | $760,978 Land $141,174 Building $619,804 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (1999–2009) |
| Most Recent Claim | Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures