34 Stephens Rd, Elma, WA 98541 Property Records

Grays Harbor County property record for 34 Stephens Rd, Elma, WA 98541

Property Summary

Property TypeSingle Family Home
Details1,716 sqft · built 2008
Lot Size9.49 acres (413,384 sqft)
Owner2 Individual Names on Record
Last Sale$165,000 (Apr 2007)
Tax Bill$4,879 (2026)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN180725130010

Property Details

APN / Parcel Number

Primary APN180725130010

Interior

Stories1 Story
Building Area1,716 sqft Living Area
1st Floor Area1,716 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area413,384 sqft (9.49 acres)
Garage Area1,252 sqft
PorchPorch
Porch Area420 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address34 STEPHENS RD
CityELMA
StateWA
Zip98541-9510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeG5
Legal DescriptionN 1/2 SW NE LS N 334 LS CO RD
Legal Range25
Legal Township07
Legal Section18
Legal Block251
Legal Lot Number130
JurisdictionGRAYS HARBOR WA
Township / Civil DivisionELMA
Census Block Group2
Census Block2030
Census Tract501

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address34 STEPHENS RD, ELMA, WA 98541-9510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2007 · Amount on Record
Deed SaleApr 17, 2007 · Amount on Record
Deed Document Number200714
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYS HARBOR WA
Property Address34 STEPHENS RD, ELMA, WA 98541-9510
Transaction TypeMortgage
Record UpdatedOct 30, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003190007
DateMar 19, 2021
Instrument2021-03190007
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateWashington
CountyGrays Harbor County
Unified School DistrictSatsop School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,879.00 (-8.03%)
2025$617,778 (-) Land $166,225 Building $451,553$617,778 (-) Land $166,225 Building $451,553
2024$5,305.00 (+2.22%)$617,778 (-5.69%) Land $166,225 Building $451,553$617,778 (-5.69%) Land $166,225 Building $451,553
2023$5,190.00
2022$655,039 Land $168,943 Building $486,096$655,039 Land $168,943 Building $486,096

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (1999–2009)
Most Recent ClaimJan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Stephens Rd

Nearby Streets

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