23 Stephens Rd, Elma, WA 98541 Property Records

Grays Harbor County property record for 23 Stephens Rd, Elma, WA 98541

Property Summary

Property Type	Vacant Land
Lot Size	3.99 acres (173,804 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,177 (2025)
Deeds & Mortgages	Apr 2024 Construction Loan Aug 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`180725240020`

Property Details

APN / Parcel Number

Primary APN	`180725240020`

Exterior

Lot Area	173,804 sqft (3.99 acres)

Location & Zoning

Street Address	23 STEPHENS RD
City	ELMA
State	WA
Zip	98541-9510
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	G5
Legal Description	TAX 11
Legal Range	25
Legal Township	07
Legal Section	18
Legal Block	252
Legal Lot Number	240
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	ELMA
Census Block Group	2
Census Block	2034
Census Tract	501

Owner

Source: Grays Harbor County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 STEPHENS RD, ELMA, WA 98541-9510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Intrafamily Transfer, Transfer · Construction Mortgage SOUTHWEST STAGE FUNDING LLC
Aug 27, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 25, 2024
Transfer Doc	0000000047
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRAYS HARBOR WA
Recording Date	Apr 5, 2024
Property Address	23 STEPHENS RD, ELMA, WA 98541-9510
Document Number	0004050047
Instrument Date	Apr 4, 2024
Instrument	2024-04050047
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 STEPHENS RD, ELMA, WA 98541-9510

Mortgage

Document Number	0004050048
Date	Apr 5, 2024
Instrument	2024-04050048

Lender

Name	SOUTHWEST STAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2055

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Aug 27, 2021
Property Address	23 STEPHENS RD, ELMA, WA 98541-9510
Document Number	0008270091
Instrument Date	Aug 20, 2021
Instrument	2021-08270091
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 GIBSON CREEK RD, OAKVILLE, WA 98568-9627

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	Satsop School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,177.00 (+47.49%)	$138,588 (-) Land $138,588	$138,588 (-) Land $138,588
2024	$798.00	$138,588 (+44.23%) Land $138,588	$138,588 (+44.23%) Land $138,588
2023		$96,089 Land $96,089	$96,089 Land $96,089

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1999–2009)
Most Recent Claim	Jan 2009 · Severe Winter Storm, Landslides, Mudslides, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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