54 Spruce Dr, Hope, RI 02831 Property Records

Scituate Town property record for 54 Spruce Dr, Hope, RI 02831

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,184 sqft · built 2008
Lot Size	0.372 acres (16,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Mar 2008)
Tax Bill	$5,319 (2025)
Deeds & Mortgages	Nov 2025 Transfer Sep 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-0654-60`

Property Details

APN / Parcel Number

Primary APN	`19-0654-60`
Alternative APNs	`SCIT M:10-0 L:234-00` `M:10=0 L:234=00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	2,480 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,200 sqft (0.372 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	19-0654-60
Street Address	54 SPRUCE DR
City	HOPE
State	RI
Zip	02831-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSW-
Legal Lot Number	234-0
Jurisdiction	SCITUATE RI
Township / Civil Division	SCITUATE
Census Block Group	4
Census Block	4029
Census Tract	13201

Owner

Source: Scituate Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 SPRUCE DR, HOPE, RI 02831-1322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance VILLAGE CAPITAL & INVESTMENT LLC
Apr 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOW VA RATES
Jul 15, 2019	Deed of Trust, Mortgage · FHA Mortgage LOW VA RATES LLC
Nov 2, 2018	Deed of Trust, Mortgage · FHA Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2008 · Amount on Record
Deed Sale	Mar 25, 2008 · Amount on Record
Deed Book / Page	391 / 230
Last Transfer Date	Nov 19, 2025
Transfer Doc	0000931-10
Record Updated	Sep 20, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCITUATE RI
Recording Date	Nov 20, 2025
Property Address	54 SPRUCE DR, HOPE, RI 02831-1322
Document Number	0000931-10
Book / Page	931 / 10
Instrument Date	Nov 19, 2025
Instrument	202500001880
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	54 SPRUCE DR, HOPE, RI 02831-1322

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	54 SPRUCE DR, HOPE, RI 02831-1322
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000818-71
Date	Sep 17, 2021
Book Page	818/71
Instrument	202100002307

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	49 Months
Due	Oct 1, 2025

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	54 SPRUCE DR, HOPE, RI 02831-1322
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	752-183
Date	Apr 23, 2020
Book Page	752/183

Lender

Name	LOW VA RATES

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	54 SPRUCE DR, HOPE, RI 02831-1322
Document Number	725-138
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SPRUCE DR HOPE RI 028311322, HOPE, RI 02831-1322

Mortgage

Document Number	725-138
Date	Jul 15, 2019
Book Page	000725/000138

Lender

Name	LOW VA RATES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	54 SPRUCE DR, HOPE, RI 02831-1322
Document Number	705-189
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Mar 12, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SPRUCE DR HOPE RI 028311322, HOPE, RI 02831-1322

Mortgage

Document Number	705-189
Date	Nov 2, 2018
Book Page	000705/000189
Instrument	2055

Lender

Name	LOW VA RATES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Scituate Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Scituate Town
Unified School District	Scituate School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,319.00 (+1.06%)	$382,400 (+21.78%) Land $141,200 Building $241,200
2023	$5,263.00 (+2.33%)	$314,000 (-) Land $106,700 Building $207,300
2022	$5,143.00	$314,000 Land $106,700 Building $207,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	29 (1982–2024)
Claims Outside the SFHA	14 of 29
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 4 claims Severe Storms And Flooding, Mar 2010 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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