47 Spruce Dr, Hope, RI 02831 Property Records

Scituate Town property record for 47 Spruce Dr, Hope, RI 02831

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,352 sqft · built 1955
Lot Size	0.231 acres (10,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Apr 2018)
Tax Bill	$5,063 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Dec 2022 Refinance + 8 more
Flood Zone	Zone X (moderate risk)
APN	`16-0395-84`

Property Details

APN / Parcel Number

Primary APN	`16-0395-84`
Alternative APNs	`SCIT M:10-0 L:127-00` `M:10=0 L:127=00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	3,345 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,045 sqft (0.231 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	16-0395-84
Street Address	47 SPRUCE DR
City	HOPE
State	RI
Zip	02831-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSW-
Legal Lot Number	127-0
Jurisdiction	SCITUATE RI
Township / Civil Division	SCITUATE
Census Block Group	4
Census Block	4010
Census Tract	13201

Owner

Source: Scituate Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	47 SPRUCE DR, HOPE, RI 02831-1317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Line of Credit NAVIGANT CREDIT UNION
Dec 7, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance POSTAL GOVERNMENT EFCU
Dec 20, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 22, 2022	Quit Claim Deed, Transfer Quitclaim
Jun 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance POSTAL COMMUNITY CREDIT UNION
Apr 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PGE FEDERAL CREDIT UNION
May 9, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 5, 2018	Trustee's Deed, Transfer · FHA Mortgage USAA
Jun 6, 2017	Warranty Deed, Transfer
May 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2018 · Amount on Record
Deed Sale	Apr 5, 2018 · Amount on Record
Prior Sale	Jun 6, 2017 · Amount on Record
Deed Document Number	2018504
Deed Book / Page	686 / 233
Last Transfer Date	Dec 15, 2022
Transfer Doc	0000857-81
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	47 SPRUCE DR, HOPE, RI 02831-1317
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000939-165
Date	Mar 27, 2026
Book Page	939/165
Instrument	202600000412

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	47 SPRUCE DR, HOPE, RI 02831-1317
Transaction Type	Mortgage
Record Updated	Dec 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000856-104
Date	Dec 7, 2022
Book Page	856/104
Instrument	202200002081

Lender

Name	POSTAL GOVERNMENT EFCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jan 1, 2033

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCITUATE RI
Recording Date	Dec 20, 2022
Property Address	47 SPRUCE DR, HOPE, RI 02831-1317
Document Number	0000857-81
Book / Page	857 / 81
Instrument Date	Dec 15, 2022
Instrument	202200002159
Transaction Type	Transfer
Record Updated	Jan 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	47 SPRUCE DR, HOPE, RI 02831-1317

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCITUATE RI
Recording Date	Nov 22, 2022
Property Address	47 SPRUCE DR, HOPE, RI 02831-1317
Document Number	0000855-74
Book / Page	855 / 74
Instrument Date	Nov 18, 2022
Instrument	202200001984
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 SPRUCE DR, HOPE, RI 02831-1317

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	47 SPRUCE DR, HOPE, RI 02831-1317
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000842-274
Date	Jun 13, 2022
Book Page	842/274
Instrument	202200001009

Lender

Name	POSTAL COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2032

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	47 SPRUCE DR, HOPE, RI 02831-1317
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000752-88
Date	Apr 20, 2020
Book Page	752/88

Lender

Name	PGE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCITUATE RI
Recording Date	May 9, 2022
Property Address	47 SPRUCE DR, HOPE, RI 02831-1317
Document Number	000839-246
Book / Page	839 / 246
Instrument Date	Apr 29, 2022
Instrument	202200000779
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	47 SPRUCE DR, HOPE, RI 02831-1317

April 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SCITUATE RI
Recording Date	Apr 5, 2018
Property Address	47 SPRUCE DR, HOPE, RI 02831-1317
Document Number	686-233
Book / Page	000686 / 000233
Instrument Date	Apr 5, 2018
Instrument	504
Transaction Type	Transfer
Record Updated	May 1, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	47 SPRUCE DR HOPE RI 028311317, HOPE, RI 02831-1317

Mortgage

Document Number	686-235
Date	Apr 5, 2018
Book Page	000686/000235
Instrument	507

Lender

Name	USAA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCITUATE RI
Recording Date	Jun 6, 2017
Property Address	47 SPRUCE DR, HOPE, RI 02831-1317
Document Number	662-198
Book / Page	000662 / 000198
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	47 SPRUCE DR HOPE RI 028311317, HOPE, RI 02831-1317

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCITUATE RI
Recording Date	May 16, 2017
Property Address	47 SPRUCE DR, HOPE, RI 02831-1317
Document Number	660-205
Book / Page	000660 / 000205
Transaction Type	Transfer
Record Updated	Jun 9, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Scituate Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Scituate Town
Unified School District	Scituate School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,063.00 (+4.31%)	$364,000 (+25.69%) Land $136,800 Building $227,200
2023	$4,854.00 (+2.32%)	$289,600 (-) Land $105,600 Building $184,000
2022	$4,744.00	$289,600 Land $105,600 Building $184,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	29 (1982–2024)
Claims Outside the SFHA	14 of 29
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 4 claims Severe Storms And Flooding, Mar 2010 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce Dr

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