41 Spruce Dr, Hope, RI 02831 Property Records

Scituate Town property record for 41 Spruce Dr, Hope, RI 02831

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,506 sqft · built 1960
Lot Size	0.236 acres (10,293 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Nov 2019)
Tax Bill	$4,908 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Nov 2019 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`7-1511-00`

Property Details

APN / Parcel Number

Primary APN	`7-1511-00`
Alternative APNs	`SCIT M:10-0 L:130-00` `M:10=0 L:130=00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,506 sqft Living Area
Gross Area	3,444 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,293 sqft (0.236 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	7-1511-00
Street Address	41 SPRUCE DR
City	HOPE
State	RI
Zip	02831-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSW-
Legal Lot Number	130-0
Jurisdiction	SCITUATE RI
Township / Civil Division	SCITUATE
Census Block Group	4
Census Block	4010
Census Tract	13201

Owner

Source: Scituate Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 SPRUCE DR, HOPE, RI 02831-1317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 19, 2019	Warranty Deed, Transfer · FHA Mortgage HOME LOAN AND INVESTMENT BANK FSB
May 14, 2019	Deed of Trust, Mortgage EMBRACE HM LOANS
Aug 29, 2018	Warranty Deed, Transfer · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2019 · Amount on Record
Deed Sale	Nov 19, 2019 · Amount on Record
Prior Sale	Aug 29, 2018 · Amount on Record
Deed Document Number	20192100
Deed Book / Page	738 / 59
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	41 SPRUCE DR, HOPE, RI 02831-1317
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000871-285
Date	Aug 8, 2023
Book Page	871/285
Instrument	202300001078

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Sep 1, 2049

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCITUATE RI
Recording Date	Nov 19, 2019
Property Address	41 SPRUCE DR, HOPE, RI 02831-1317
Document Number	738-59
Book / Page	738 / 59
Instrument Date	Nov 18, 2019
Instrument	2100
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2101
Date	Nov 19, 2019
Instrument	2101

Lender

Name	HOME LOAN AND INVESTMENT BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCITUATE RI
Property Address	41 SPRUCE DR, HOPE, RI 02831-1317
Document Number	720-76
Instrument Date	May 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SPRUCE DR HOPE RI 028311317, HOPE, RI 02831-1317

Mortgage

Document Number	720-76
Date	May 14, 2019
Book Page	000720/000076

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	900 Months
Due	May 13, 2094

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCITUATE RI
Recording Date	Aug 29, 2018
Property Address	41 SPRUCE DR, HOPE, RI 02831-1317
Document Number	699-166
Book / Page	000699 / 000166
Instrument Date	Aug 28, 2018
Instrument	1549
Transaction Type	Transfer
Record Updated	Sep 27, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 SPRUCE DR HOPE RI 028311317, HOPE, RI 02831-1317

Mortgage

Document Number	699-168
Date	Aug 29, 2018
Book Page	000699/000168
Instrument	1550

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2048

Tax Assessment & Valuation

Source: Scituate Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Scituate Town
Unified School District	Scituate School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,908.00 (+3.41%)	$283,200 (-) Land $105,600 Building $177,600
2023	$4,746.00 (+2.31%)	$283,200 (-) Land $105,600 Building $177,600
2022	$4,639.00	$283,200 Land $105,600 Building $177,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	29 (1982–2024)
Claims Outside the SFHA	14 of 29
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 4 claims Severe Storms And Flooding, Mar 2010 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce Dr

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