54 Saddle Rd, Wolcott, CT 06716 Property Records

Wolcott Town property record for 54 Saddle Rd, Wolcott, CT 06716

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,260 sqft · built 1990
Lot Size	0.92 acres (40,075 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Oct 2022)
Tax Bill	$7,602 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S0507400`

Property Details

APN / Parcel Number

Primary APN	`S0507400`
Alternative APN	`WOLC M:120 B:5 L:9`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	2,972 sqft
1st Floor Area	1,260 sqft
Basement Area	1,152 sqft
Unfinished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	S0507400
Street Address	54 SADDLE RD
City	WOLCOTT
State	CT
Zip	06716-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	5
Legal Lot Number	9
Jurisdiction	WOLCOTT CT
Township / Civil Division	WOLCOTT
Census Block Group	2
Census Block	2009
Census Tract	361300

Owner

Source: Wolcott Town records · APN S0507400

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	54 SADDLE RD, WOLCOTT, CT 06716-2044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Oct 12, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 12, 2022 · Amount on Record
Deed Sale	Oct 12, 2022 · Amount on Record
Prior Sale	Apr 10, 1997 · Amount on Record
Deed Book / Page	550 / 930
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOLCOTT CT
Recording Date	Jun 02, 2026
Property Address	54 SADDLE RD, WOLCOTT, CT 06716-2044
Document Number	000581-600
Book / Page	581 / 600
Instrument Date	May 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	54 SADDLE RD, WOLCOTT, CT 06716-2044

Mortgage

Document Number	0581000600,
Date	Jun 02, 2026
Book Page	581/600

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.23%
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOLCOTT CT
Recording Date	Oct 12, 2022
Property Address	54 SADDLE RD, WOLCOTT, CT 06716-2044
Document Number	000550-930
Book / Page	550 / 930
Instrument Date	Oct 07, 2022
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000550933
Date	Oct 12, 2022
Instrument	550/933

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wolcott Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wolcott Town
Unified School District	Wolcott School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,602.00	$211,590 (-) Land $57,230 Building $154,360	$148,113 Land $40,061 Building $108,052
2024	$7,602.00 (+12.74%)
2023	$6,743.00 (+3.47%)	$211,590 (-) Land $57,230 Building $154,360
2022	$6,517.00	$211,590 Land $57,230 Building $154,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09009C, as of January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 122 locations within half a mile of this property.

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